12 Tips for Filing an Insurance Claim for Property Damage After a Hurricane

12 Tips for Filing an Insurance Claim for Property Damage After a Hurricane

Thousands of families and business owners may have to file insurance claims for property damage and loss in the coming weeks, but many are unsure of the process. To help you focus on safety, the Florin|Roebig Property Loss and Damage Claims lawyers have offered these important tips for filing your claim:

  1. Take pictures before and after!
  2. Take pictures of all the damage to your property and any contents of the property. Do not throw anything away without taking photos.
  3. If you have damage to your property, you are required to mitigate any damages. This means you must make temporary repairs to prevent further damages.
  4. Do not make permanent repairs until your insurance company and/or Florin|Roebig has inspected the damage.
  5. Keep all receipts.
  6. You must report any damages to your insurance company, as soon as it is safely possible to do so. We can help you with this.
  7. For any type of temporary repairs, use only licensed contractors with insurance.
  8. If your home is damaged, keep track of everyone that has been to your house. Get business cards, ask their names, who they are with and who sent them.
  9. If you do report any damages to your insurance company, ask for a complete copy of your policy.
  10. Keep a record of every person you talk to at the insurance company, along with dates and take notes of what was said during the conversation
  11. Florida has a limited time in which you can make your claim with the insurance company. If your property is damaged, let your insurance carrier or Florin|Roebig know immediately.
  12. If you run into a situation and you don’t know what to do, call us!
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