If you are an Amica policyholder, this article and the contents may be helpful to you. If you are in a scenario where Amica insurance claims are not being fairly paid after an accident, you may have a legal claim against your insurer.
Medical bills, personal injury, physical damage, property damage, reimbursement and various other entities that follow an accident can be overwhelming. An expert attorney will be able to help you deal with the claims you have against your auto insurance provider.
The automobile accident attorneys at the law firm Florin|Roebig know that your insurance policy exists to support you on your journey following a car accident.
Ranging from damage claims to medical expenses, as a motorist you should be able to rely on your auto insurance policy to serve you. Unfortunately, that is not always the case with large insurance companies. COVID19 has also influenced how insurance companies are functioning, and because of the slower processing times this may not result in the maximum settlement offer.
We do not support auto insurance companies and adjusters to give you the runaround. Contact us today if you believe you have an insurance claim against Amica.
Amica Mutual Insurance Company – A Nationwide Provider
Amica is one of the oldest insurance providers in the United States, founded in Rhode Island in 1907. Currently its corporate headquarters is in Lincoln, Rhode Island, and the company has 44 offices in various states across the nation.
While Amica is located in 49 states, it is not a large scale provider of insurance, unlike giants like State Farm, Liberty Mutual or Allstate. Because this is a lesser known company, they historically prefer mediation and settling outside of court. While this is ideal for claimants, insurance companies are generally seeking to protect their own assets and convince policy holders to submit to their terms.
What Are The Policies Like For Amica Mutual Insurance Company?
Amica is an insurance company that offers various products other than automobile insurance. Financial planning services, life insurance, home insurance for homeowners and several forms of additional coverage.
While they are a lesser known yet national company, the impact of the liability insurance on a local level may look different. In the state of Florida, drivers are all required to have personal injury protection (PIP) insurance coverage. This protects the claimant if they are in a collision with an uninsured driver. All insurers are mandated to provide PIP for bodily injury and other damages resulting from an accident as predetermined and underwritten in the liability coverage.
The bottom line is this. If you believe you have an insurance claim, it is your insurers responsibility to honor the deductible based on the actual cash value, or current value of your property.
Your policy limit is decided upon when you begin your time as a policyholder. It is your insurers job to provide the compensation you need as stated in your contract. A skilled attorney will make sure that your settlement is fair and equitable based on your circumstances resulting from an accident.
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Liability Coverage With Amica
Auto liability insurance is intended to assist in covering the costs of bodily injuries and property damages in the event of an auto accident. This means that if you have liability insurance, your insurance provider is supposed to cover costs for damages and expenses based off of your deductible and your coverage limit.
As per Amica’s site, the term umbrella insurance is used to describe additional liability coverage for “unexpected and costly events” This is summarized as extra protection that extends past what your insurance policy is already going to cover. Potentially, this could serve to fill in coverage gaps where an auto (or even home) policy may not.
Ultimately, this is intended to protect you, your assets, and cover other expenses in the event a difficult situation occurs as the result of an accident.
How To Know If You Have A Claim With Amica
If you are an Amica policyholder who has been in an auto accident, or the other driver involved has an Amica policy, you may be entitled to compensation from Amica regarding the following:
- Medical bills: Expenses that are accumulated from time in the hospital, on the scene medical assistance, such as an ambulance, or any other car accident related medical bills.
- Lost wages: If an auto accident has you out of work, the wages you lost might be part of your in your compensation deal.
- Property damages: Expenses such as property damage will pile up in the event you have to have repairs or cover the cost of motor vehicle related property loss. Whether your vehicle was totaled, or needs to be repaired, the property damage is also part of your claim.
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Contact Florin|Roebig About Your Amica Auto Insurance Accident Claim
If you believe that you have an insurance claim to make against Amica Mutual Insurance Company, contact us and we will give you a free consultation and review your case.
If you are connected with Amica as a car insurance company and feel as though you are not being compensated properly with your insurance claims, you may want to have a personal injury lawyer check out your case. ]
At Florin|Roebig, your personal injury claims are important to us. We want to make sure that you receive the compensation you need for damages and other serious injuries as the result of an auto accident. We will support you in reaching a fair settlement with Amica Mutual Insurance Company in the event of personal injury after a car accident.
Our law firm has been incredibly successful in generating nearly $1B in settlements from personal injury cases. With over 30 years of experience in dealing with insurance companies, our expert attorneys will provide you with excellent legal representation for your case. Call us today for your free and confidential case evaluation.
