Have you been in an auto accident? Your insurer may be able to work with you to pay a claim, but it’s easier in cases where there is a fault driver. In disputes of a phantom driver, it’s not as clear. Contact Florin|Roebig today for a free consultations to discuss the details of your no contact car accident:
What Is A Phantom Car Accident?
A phantom car accident occurs when a vehicle ends up in an accident because of another driver who causes the accident without contact. Imagine two drivers are driving side by side and one swerves toward the other, causing driver number two to go off the road. That’s a no contact car accident.
If you can get a license plate number and other identifying information from the other driver, that’s good news for your situation, especially if you have uninsured motorist coverage in your auto insurance policy, which may help you cover the cost of damages in this situation. It’s important to understand what insurance coverage when dealing with people like claims adjusters after any accident, and one with a phantom driver is no exception.
Additionally, whenever you are involved in a car crash you should file a police report, but that’s especially true when you have a no contact car accident where the driver has left the accident scene without providing identifying information. These cases are sometimes referred to as phantom driver accidents.
Police may be able to use the report to locate the driver, which is better for your personal injury claim. If another driver is responsible for your car accident, it shouldn’t be considered your fault, regardless of whether the driver made contact, or exchanges information with you. However, in phantom driver scenarios your own insurance company may be left footing the bill and that can lead to claims being unpaid or underpaid. Hire a personal injury attorney like those at the law firm of Florin|Roebig today.
Examples Of No Contact Car Accidents
No contact car accidents are types of accidents that may involve a phantom driver. A phantom is an occurrence that happens when you have a no contact car accident with another car, but the driver fails to stop. The following are examples of no contact phantom car accidents:
No Contact Car Accident With Property Damage
Sometimes a no contact car accident occurs and results in property damage. This might occur if your car drives off the road into a fence, home, vehicle or other structure. If you don’t have a car accident lawyer and your insurance refuses to pay what you need to cover the damages you might be left with a bill.
Phantom Driver Bodily Injury
In more serious cases, bodily injury occurs. A no contact car accident might result in on-site medical treatment, a costly ambulance ride and unplanned medical bills that may or may not be covered by your insurance company during the personal injury claims process. Whether or not your injuries in this type of accident are covered depends on your car insurance coverage.
No Contact Car Accident Without Auto Insurance
If you are involved in a no contact car accident where the other driver does not have insurance, it may impact how your claim is handled and whether or not your bills, like property damage and medical expenses, are covered. If you’ve been in a no contact car accident with a driver who doesn’t have car insurance contact a car accident lawyer.
Hit-And-Run Accidents
Hit and run accidents, while not necessarily no contact, can be very similar in terms of how the claims are handled by insurers. Obviously, if the driver doesn’t stay around for the exchange of insurance information, it weakens your insurance claim and the likelihood you’ll get the payment you are seeking. If you’ve been in a hit-and-run accident and your insurance provider has not adequately paid your claim, get legal representation from Florin|Roebig.
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FAQs: What To Do If You’ve Been In A No Contact Car Accident?
If you’ve been in a no contact vehicle accident, with or without personal injury, it’s important to get checked by a doctor because some conditions will not present right away.
You must also assess and document vehicle damage and property damage that supports your injury claim. Examine the scene for a corroborating witness who saw you swerve off the road or into an accident as a result of another driver’s driving. Exchange contact information with witnesses at the scene. When possible, take down the license plate number of the other car and exchange information with the driver.
When you’ve made a claim, contact a personal injury lawyer to talk about your no contact car accident or motorcycle accident claim.
Florin Roebig: No Contact Car Accident Attorneys Working For You
At the law firm of Florin|Roebig, we have real people waiting to take your information and pass it along to a skilled and dogged attorney who will work for you. Even through the COVID-19 pandemic, our offices are safely staffed with socially distant employees to ensure you get a free consultation on your accident claim. Don’t wait, reach out today.
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