All too often we come across personal injury cases in which the at fault driver is an uninsured driver or only has the bare minimum insurance coverage in the State of Florida. You might not think that is an issue for you personally because you are a great driver, but what if you are involved in a motor vehicle accident and the at fault driver is an uninsured driver or has bare minimum coverage?
In Florida, the required minimum coverage to lawfully operate an automobile is only $10,000 of Property Damage Liability and $10,000 of Personal Injury Protection (PIP). That does not include Bodily Injury, which covers injuries to the victim or victims of the accident. Therefore, if you are injured in a collision in which the fault driver and owner only has this minimal coverage or no coverage at all, you may not have any of your losses reimbursed. This means that other than your PIP benefits, your most likely will not receive any compensation for injuries.
Uninsured Motorist coverage protects you and your passengers when there is insufficient or no insurance coverage available from the negligent driver. Call your insurance company today and make sure that you have Uninsured Motorist coverage on all of your vehicles. Also, if you have multiple insured vehicles in your household, ask your insurance company to “stack” your Uninsured Motorist coverage on each vehicle in the event of a serious accident. Stacking multiplies your uninsured motorist coverage limits by the number of vehicles in your household.
Throughout the years, Florin Roebig has seen serious and tremendous losses that negligent drivers are unable pay to victims due carrying the required minimum coverage. Please protect yourself and your family by adding Uninsured Motorist coverage to your auto insurance policy.
If you or a loved one has been a victim of a car accident, please do not hesitate to call our office for a free legal consultation at (727) 786-5000 or fill out our case evaluation form on the Contact page of our website.