In Florida, 15 counties, including Seminole County, where Casselberry is located, were under a mandatory evacuation order for Hurricane Milton. The orders were for Evacuation Zones A, B, and C, as well as all regional mobile homes. Access to these areas was instantly prohibited until October 10, 2024. Once entrance was authorized again, the primary focus for local and state authorities was leading search and rescue operations.
Authorities are also assessing the devastation generated by Hurricane Milton and strongly discourage traveling if possible. As homeowners and business owners have been able to go back to their homes, they have seen the damage caused by the hurricane. This has led to a surge in Hurricane Milton insurance claims, increasing the time needed to process claims.
“When residents return home and see the devastation caused by the recent hurricanes, it can be overwhelming and upsetting. Remember that an insurance claim attorney can be of immense value when working through this traumatic time. Contact our offices to help document the destruction and file your hurricane damage claim,” says Chase P. Florin.
What Are Your Options If Your Home Is Affected by Hurricane Milton?
Once Hurricane Milton has passed, the most important thing to do is ensure you and your loved ones are safe and secure. Casselberry is going to need time to recuperate from the destruction caused by the hurricane, and the following actions can help you recover from the hurricane as well:
Document All Damage
First, you should know that having hurricane damage from two different hurricanes means filing two different insurance claims. This can be difficult to remember and track when two hurricanes strike in a short amount of time. Make sure that the damage you are recording is from Hurricane Milton.
Contact Your Provider
When contacting your insurance agent, it is helpful to have all the evidence of Hurricane Milton’s devastation on hand. Keep in mind that storm, flood, and wind damage may all be individual policies, and you must submit each relevant policy.
Patch What You Can
After Hurricane Milton, getting permanent and lasting materials to fix damage to your house and other properties may take time. For now, it is crucial to make sure you can make temporary repairs. This will help protect the undamaged portions of your house and belongings against further damage while allowing an insurance adjuster to inspect the damage.
Read Your Homeowner’s Policy
Review your homeowner’s policy when you can and familiarize yourself with anything relevant to your current circumstances. This will help you know and prepare for what you will be paying out of pocket.
Get Damage Assessed
After starting the Hurricane Milton insurance claim process, an insurance adjuster will be sent to your house or business to examine the damage. They will estimate what they think your damage will cost to replace or repair. You can also employ a third-party adjuster to provide an alternate opinion.
Get Government Assistance
The period of time after a hurricane can be overwhelming, and it can be challenging to know and grasp what support the government can provide. Casselberry and Seminole County will have details specific to residents and Floridians about the assistance they can apply for. Watch local social media pages and county and state websites for FEMA applications and other associations that help people recuperate from natural disasters.
If you are worried or confused about your hurricane damage insurance application or need assistance filing for aid, contact the Florin|Roebig lawyers today. As citizens of Florida, we know exactly what you are going through right now.
What Damages Can A Hurricane Like Milton Cause?
Although Hurricane Milton’s storm surge did not reach the expected height, the wreckage was still extensive. A firm grasp on what was destroyed and how is important when filing your Hurricane Milton insurance claim. Each specific insurance policy will have procedures for processing and paying a person’s compensation.
Wind Damage
The extremely high-force winds that brought Hurricane Milton ashore were powerful and destructive. They ripped apart buildings, tore roofs off structures, and brought down trees and powerlines. There were not only very dangerous winds, but the hurricane spawned 38 tornadoes.
Water Damage And Flooding
The storm surge, which was documented to be 13 feet in height, accompanied the violent winds and caused significant devastation from Hurricane Milton. At least 18 inches of rain contributed to the disastrous flooding. Water damage from this hurricane will still torment residents of Casselberry months down the road as mold and structural problems take hold.
Structural Damage
Although some facilities might survive the winds, floods, and dramatic storm surges, citizens of Florida who are affected by Hurricane Milton are urged to look for damage to building foundations, which can make structures excessively hazardous.
Personal Property Damage
A significant weather catastrophe, such as a hurricane, leaves behind substantial damage. This includes structures, landscapes, and personal belongings such as electronics, furniture, clothing, etc. Reporting any serial numbers or specific information when filing your claim is crucial.
Landscaping And Exterior Property Damage
It is very challenging for exterior property and landscaping to endure a hurricane like Hurricane Milton undamaged. The winds alone can pull plants up and tear structures apart, not to mention the flood and surge waters.
Secondary Issues
While the immediate problems caused by a hurricane are clear, it is critical that people do not neglect secondary issues—wind and water destroying buildings, forming mold, and causing structural troubles. The longer a structure is uncovered to weather, animals, or other people, the more likely destruction will occur.
Not understanding how a hurricane claim is processed can cost you the settlement you need to repair your damages. You need to understand that you cannot depend solely on your insurance provider to tell you what damages to claim for the correct compensation.
In the aftermath of a natural disaster, insurance providers will be paying lots of money to fulfill claims, so they will have no problem rejecting your claim to save money. Employing a hurricane damage attorney is essential to getting the settlement you need.
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How Did Hurricane Milton Affect Casselberry
Hurricane Milton ravaged Florida when it blew across the state, causing massive devastation for residents to clean up. Although some areas were struck harder than others, multiple locations are working to recuperate from two hurricanes that happened so close together.
Strong winds and torrential rainfall were the most impactful elements of the hurricane’s arrival in Seminole County. Downed powerlines generated several fires in Casselberry and highly hazardous conditions when they dropped into the water.
The highly damaging winds pulled down powerlines, leaving people without power and forming deadly situations. Trees were yanked from the ground, and structures and trees were pulled down, causing road obstructions.
The flood waters have generated treacherous circumstances: floating and hidden debris in the water and displaced predators, such as alligators, crocodiles, and venomous snakes.
Helene and Casselberry
Hurricane Milton’s destruction was made much more disastrous by the devastation already left by a separate hurricane only weeks before in North West Florida. Hurricane Helene swept through Florida, making multiple areas of Florida even more vulnerable to Hurricane Milton’s arrival.
Many structures and buildings across Seminole County were left without electricity, and many trees and powerlines were struck down. Many of Casselberry’s parks were shut down, and there were significant electrical hazards and blocked roads.
What to Do if Your Insurance Claim Is Denied After a Hurricane
Unfortunately, insurance providers are pressured to pay thousands and thousands of claims after a weather catastrophe like Hurricane Milton. A side effect of this is rejecting claims. Knowing the common reasons for denials is beneficial to help stop your claim from being rejected.
Insurance companies may deny storm damage claims because:
- You need more evidence. You may get a denial letter if you need more visual evidence of the damage and proof of their value.
- Your policy does not cover the property or type of damage. If your insurance policy does not cover what you need to claim, or you do not have the proper kind of policy for the damage you obtained, your insurance provider will not cover it.
- There is no obvious source of the damage. Establishing that something covered by your insurance policy generated the damage is essential.
If your insurance claim is rejected, you will receive a rejection letter in the mail. This letter will define the reason or reasons for the rejection, so it is vital that you review it and see if their reasons are reasonable under your insurance policy terms.
You can use this information to file an appeal, and if your appeal is refused, you can hire a Florin|Roebig lawyer to help you fight the denial.
The aftermath of a hurricane is often upsetting, so the last thing you will want to do is spend any energy arguing with your insurance company for the money you expect and need. The Florin|Roebig lawyers are ready to take on this duty on your behalf so that you can concentrate on more important things.
How Can a Hurricane Damage Lawyer Help?
When you employ a hurricane damage lawyer in Casselberry in the aftermath of Hurricane Milton, you guarantee that a devoted team of lawyers takes care of your insurance claim.
- Collect evidence, including detailed pictures and videos, repair estimates, and expert opinions, to reinforce your claims.
- Speak insurance company lingo and negotiate the highest settlement possible for your Hurricane Milton damage under your policy coverage.
- Take it to court if your insurance provider declines to cooperate.
The lawyers of Florin|Roebig have spent four decades working with insurance providers and are knowledgeable of their bad-faith methods to save money, so they are ready to champion your hurricane damage claim.
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How To Get Help From Florin|Roebig Attorneys
If a hurricane in Florida has impacted you or a family member, you may be trying to file an insurance claim. These claims are significant to people whose lives have been upended by the hurricane and who are trying to recover their normalcy.
Florin|Roebig has a long, successful history of handling hurricane damage claims for clients across Florida. U.S. News and World Report and “Best Lawyers in America” have nominated Florin | Roebig annually as one of the “Best Law Firms in America.”
Our law firm has won over $1 billion in its history, and we are proud to be selected by those who need our assistance. Our background in insurance litigation has made our firm skilled at negotiating with insurance companies to ensure clients receive the maximum payment possible.
The following methods can be used to contact the triple board-certified lawyers at Florin|Roebig today:
- Call our phone number 24/7
- Chat with us 24/7
- Reach out via the form on the contact page
