Hurricane Nicole made landfall late in the hurricane season as a Category 1 storm on November 10, 2022 just south of Daytona Beach near Vero Beach.
The storm brought sustained winds of 75 mph, a dangerous storm surge, and heavy rains. Property owners up and down the east coast of Florida saw serious storm damage.
Florin|Roebig has been helping Florida residents get the most out of their property damage claims after disasters like Nicole since 1985. Our team of insurance claims attorneys are standing by, ready to hold your insurance company accountable if they try to act in bad faith.
Claim denials, lowball settlement offers, and stalling on the behalf of your property insurance company are a few of the issues we can help you with.
Effects Of Hurricane Nicole On The Daytona Beach Area
People in Daytona Beach have reported a variety of property damage, including most of the normal types of damage that can be expected from a Florida hurricane.
Water damage, wind and roof damage, and more have been reported in Daytona Beach after this natural disaster.
Homes situated directly along the coast took the worst of Hurricane Nicole, with some homes completely washing away due to the storm surge and high seas.
Click Orlando reports that properties in Volusia County, home to Daytona Beach, sustained more than $500 million in damage during Hurricane Nicole.
If your property has been damaged and your insurance policy includes hurricane coverage, you deserve to be fully compensated by your insurance provider.
Is Hurricane Damage Covered By Homeowners Insurance?
Most Florida homeowners and property insurance coverage policyholders have hurricane insurance.
Unfortunately, after a large and damaging tropical storm like Nicole, many insurance companies may try to swindle their way out of paying for damage.
One of the most common ways that insurance companies do this is by claiming that policyholders need a separate flood insurance policy to cover damages.
In the state of Florida, hurricane insurance might be included in a normal homeowner’s policy, sold as a separate policy, or added as an extra cost onto an existing homeowner’s policy.
It’s important to understand your coverage before filing a hurricane damage claim. If you are having trouble understanding your coverage, reach out to an attorney skilled in insurance disputes for help.
While it is true that some hurricane insurance policies do not include coverage for water damage, you should always talk to an attorney before accepting that your claim has been denied or underpaid.
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How To Get Compensated For Property Damage From Hurricane Nicole
The first step to getting paid for damages to your property is to begin the insurance claims process by filing a claim with your property insurance company.
Hopefully your homeowner’s insurance policy covers the damages to your property and the insurer does not try to underpay your claim.
However, if you encounter any issues with your claim, you might need to hire a hurricane damage lawyer to help you hold your insurance company accountable.
Your attorney will go head-to-head with insurance adjusters to make sure that your claim is paid in full and that you receive a settlement that covers the damage done to your property.
Florin|Roebig attorneys have been helping Florida residents with their hurricane and tornado insurance claims for decades.
We serve the entire state of Florida, including Fort Myers, Tampa, Jacksonville, Miami, Daytona Beach, and beyond.
When To Hire A Daytona Beach Hurricane Damage Lawyer
It’s important to know what to look for when going through the insurance claims process.
Insurance companies are experts at denying and underpaying claims, so you should be prepared for any scenario.
If your insurance company does any of the following things, contact Florin|Roebig law firm immediately:
- Your adjuster will not pick up the phone, gives you the wrong number, or is not returning your calls.
- You are given a settlement offer that is not enough to repair the damage done to your property.
- Your insurer says the damage is worth less than your deductible amount.
- Your insurance claim is denied.
- Your insurance claim is accepted, but the process is taking too long or your insurer is delaying payment.
- Your insurer claims that you need a separate flood insurance policy to cover the damages.
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Contact A Daytona Beach Hurricane Insurance Claims Lawyer Today
The attorneys at Florin|Roebig offer free consultations to help you decide whether hiring a lawyer is the right thing to do.
You deserve to be compensated after a disaster like Hurricane Ian or Hurricane Nicole. You pay your insurance premium, so your insurer should pay your claim.
Reach out to the offices of Florin|Roebig today to discuss your situation or schedule your free case evaluation.
