Hurricane Ian made landfall just south of Port Charlotte in Cayo Costa as a Category 4 hurricane, one of the worst storms to ever hit the state of Florida.
The storm brought a devastating storm surge, sustained winds of nearly 150 mph, and torrential rains to the area. Massive, widespread damage occurred in places like Fort Myers, Port Charlotte, Naples, and beyond.
Florin|Roebig is a law firm based on the gulf coast of Florida. We know how devastating hurricanes can be. Our insurance claim attorneys are standing by, ready to go head-to-head with your insurance company to get you the compensation that you deserve.
Don’t let your property insurance get away with acting in bad faith. Our legal team can help you hold your insurer accountable for upholding their end of the deal.
Effects Of Hurricane Ian On The Port Charlotte Area
Hurricane Ian delivered a near-direct hit on Port Charlotte. While the storm had impacts from Miami to Orlando and everywhere in between, the hardest-hit area was the southwestern coast of Florida near Port Charlotte and Fort Myers.
This area saw extensive flooding caused by storm surges and heavy rain, as well as widespread wind damage.
Hurricane Ian impacted the Port Charlotte area from September 28 to September 29, 2022. The storm was the deadliest hurricane in Florida since the 1935 Labor Day hurricane.
Hurricane property damage occurred across Port Charlotte, with major flood damage as well as damage to roofs, siding, and other property due to the intense windstorm.
Several places like the Harbor Lakes RV Resort, the Port Charlotte Town Center, and the beautiful Sunseeker Resort in Charlotte Harbor all experienced hurricane damage. Not to mention several of the fishing charters lost their business because of the lack of tourists post Hurricane Ian. Regardless of your situation, our legal staff at Florin Roeibg can help navigate through any question or issue having to do with your insurance claim.
Types Of Damage Caused By Hurricane Ian In Port Charlotte
Port Charlotte took a major hit from Hurricane Ian, leaving property with multiple types of storm damage. Different insurance policies might cover different types of damage, which is why it is important to understand what caused damage to your home.
People in Port Charlotte experienced all of the following types of damage to their property:
- Roof and siding damage, mainly from high winds and flying debris
- Window damage from high winds and/or flying debris
- Swimming pool screens
- Water damage from heavy rains and/or storm surge
- Damage from fallen trees
- Appliance damage, like washers and dryers, flat-screen TVs, computers, stoves, and refrigerators
- Boat and car damage
You might not always be able to tell that your home is damaged just by looking at it. Hiring a reputable third-party contractor to assess the damage to your home and provide an estimate for repairs is a good idea. This can help you in case an insurance dispute arises.
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Is Hurricane Damage Covered By Homeowners Insurance?
Most homeowners insurance policies in Florida include hurricane insurance coverage. However, many policyholders are finding that although they have hurricane insurance, they do not have flood insurance.
Powerful tropical storms like Hurricane Ian can cause damage in multiple ways, and it is not always easy to tell what is damaged, to what extent, and from what cause.
Hurricane insurance covers some damage to your home caused by hurricanes, but it might not cover water damage.
If you are confused about your coverage, you should get in touch with our hurricane damage lawyer to conduct a case review and determine whether you should be compensated by your insurance company.
How To Get Compensated For Port Charlotte Property Damage From Hurricane Ian
You will need to submit a hurricane damage claim to your property insurance company in order to get compensated and pay to repair your home or business.
Unfortunately, many insurance companies and adjusters act in bad faith after disasters like Hurricane Ian, denying claims or offering a payout that is far less than the cost to repair the damage.
The best way to make sure you are fully compensated is to contact a law office like Florin|Roebig for a free case evaluation to discuss your insurance claim and make sure your insurance company is holding up their side of the deal.
Florin|Roebig is a well-known Florida-based law firm with decades of experience helping our clients to win settlements and get the compensation they deserve.
When it comes to hurricane damage, we understand that time is of the essence. You need to be compensated so you can start repairing the damage to your property.
In addition to insurance litigation, we also have many esteemed personal injury lawyers as well as car accident and motorcycle accident specialists.
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Contact A Port Charlotte Hurricane Insurance Claims Lawyer Today
Your insurance company should never be able to take advantage of you after a devastating event like Hurricane Ian.
Whether you have questions about your deductible, the details of your policy, or another matter, our attorneys can help you get fully compensated by your insurance company after damage from Hurricane Ian.
Call the offices of Florin|Roebig today to learn more about our services or to schedule your free consultation.
