Titusville, located east of Orlando in Brevard County and near the John F. Kennedy Space Center at Cape Canaveral, is a family-friendly community with a population of 49,680, according to 2020 Census data.
When Hurricane Milton struck, it brought destructive winds, heavy rain, and flooding, leaving thousands of Titusville residents without power. The storm tragically claimed 24 lives across Florida and caused significant damage to homes and property throughout the area.
If your property has been damaged, you may need to file a claim with your homeowner’s insurance company to secure compensation. Navigating the complexities of the insurance process can be overwhelming, but the attorneys at Florin|Roebig are here to guide you.
With more than 30 years of experience and a track record of securing over $1 billion in compensation for clients, our board-certified attorneys are prepared to assist you. Contact Florin|Roebig for a free consultation and professional guidance in filing your hurricane damage claim.
Attorney Hal Weitzenfeld says, “The Florin|Roebig team is committed to helping the community where we live and work. We know firsthand the challenges homeowners face after a hurricane, and how overwhelming the claims process can be. Our legal team is ready to support you every step of the way, offering the help you need to make this difficult time a little easier while getting you the compensation you deserve.”
What Are Your Options If Your Home Is Affected By Hurricane Milton?
As a Titusville resident recovering from Hurricane Milton, it’s understandable to feel overwhelmed and unsure about what to do next. Your priority should always be the safety and well-being of yourself and your loved ones. After ensuring everyone’s health and safety, it’s time to address the damage to your home.
According to updated Florida statute 627.70132, Florida residents have up to one year to file a property insurance claim after a hurricane makes landfall. Though the process can seem daunting, breaking it down into manageable tasks will help. Remember, you’re not alone—reach out for support when necessary and take things one step at a time.
Important steps to take after a hurricane include the following:
Document The Damage Thoroughly
If you were evacuated during the storm, it may take time to return home safely. Once allowed back, one of the first steps you should take is to assess and document the damage to your property. This documentation is critical for your insurance claim and provides the necessary evidence to secure coverage.
Be sure to take detailed photos and videos of all visible damage, both inside and outside your home. This thorough documentation will help ensure you get the maximum compensation possible, especially if your claim is denied and you need to dispute the decision.
Make Temporary Repairs
After documenting the damage, making temporary repairs is important to prevent further harm. Quick fixes, like covering broken windows or patching leaks, can help minimize additional damage while you wait for permanent repairs. Be sure to keep all receipts for any repair materials or services, as these costs may be reimbursed through your insurance claim.
Review Your Homeowner’s Insurance Policy
Once you’ve assessed the damage, carefully review your homeowner’s insurance policy. Understanding the terms and conditions of your coverage, including what types of damage are covered and your deductible, will help you avoid surprises during the claims process.
File Your Insurance Claim Promptly
Once your documentation is in order and you’ve reviewed your policy, it’s time to file your insurance claim. Having all the necessary documentation, including photos, videos, and receipts for temporary repairs, will help streamline the process. Be mindful of any deadlines for filing your claim, as many policies require claims to be submitted within a certain time frame after the event.
Get A Professional Damage Assessment
After filing your claim, your insurance company will send an adjuster to inspect your home. Be sure to be present during this inspection to ensure nothing is overlooked. If you believe the estimates provided are too low, don’t hesitate to raise your concerns.
Apply For Government Assistance
Beyond insurance, there are opportunities for government assistance to help with recovery. On October 11, 2024, President Biden approved a Major Disaster Declaration for Florida, making federal funds available to areas affected by Hurricane Milton, including Brevard County. You can find information on assistance programs through FEMA’s website or by calling 1-800-621-3362.
Hire A Hurricane Damage Lawyer
Unfortunately, insurance claims can be challenging, especially after a major disaster when insurance companies are inundated with claims. Having an expert on your side to advocate for your rights is crucial. The experienced attorneys at Florin|Roebig are ready to ensure you receive the compensation you’re owed.
What Damages Can A Hurricane Like Milton Cause?
Hurricane Milton has caused significant damage to homes and property across Titusville. Water damage, wind damage, and structural harm are common in the aftermath of such a storm. While some issues are visible, others, like mold or electrical hazards, may not be immediately apparent.
Common damages from Hurricane Milton include:
Water Damage and Flooding: Heavy rain and flooding can damage your home’s foundation and belongings, potentially leading to mold growth.
Wind Damage: High winds can cause severe damage, including broken windows and roof leaks.
Structural Damage: Less visible but equally important to assess, structural damage can include torn walls, roof damage, and weakened foundations.
Landscaping and External Damage: Yards and exterior structures may have sustained damage.
Personal Property Damage: Belongings like furniture, electronics, and sentimental items may also be affected. Be sure to document these for your claim.
It can be difficult to comprehend all of the damage you have incurred due to a storm. This is why having Florin|Roebig to guide you along the way can be so helpful. Our expert attorneys are qualified to assist you in ensuring all of your damages are accounted for and you receive the payout you deserve.
“At Florin|Roebig, we recognize how overwhelming the insurance claims process can be, especially after a disaster like Hurricane Milton. We’re here to manage the complexities for you—from gathering crucial evidence to negotiating with your insurance company—so you can focus on recovering. Our priority is to make sure you feel supported and that your claim is handled with care and attention,” says attorney Hal Weitzenfeld.
How Did Hurricane Milton Affect Titusville?
Hurricane Milton affected many parts of Brevard County, including Titusville. While the storm’s full force was felt on the Gulf Coast, by the time it reached Brevard in the early hours of October 10, 2024, it still packed 70 mph winds. Buildings were damaged, tree debris filled the streets, and many residents lost power. Flooding was also reported in several areas.
Brevard County, in collaboration with FEMA, has set up several registration assistance points in Titusville to help residents apply for federal disaster aid. You can access support at the Titusville, Melbourne, and Franklin T. DeGroodt Libraries, as well as the Barefoot Bay Community Volunteer Office. If you’ve already filed your insurance claim or if your damages aren’t covered by insurance, there’s no need to visit an assistance location in person. You can easily register with FEMA online at DisasterAssistance.gov.
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What To Do If Your Insurance Claim Is Denied After A Hurricane
If your insurance company denies your claim or offers less than you need for repairs, don’t hesitate to contact the attorneys at Florin|Roebig. Insurance companies often prioritize their financial interests, and during times of crisis, claims can be delayed or undervalued. We aim to resolve most claims through negotiation, but if necessary, we are prepared to take your case to court.
If your insurance company does any of the following things, contact Florin|Roebig law firm immediately:
- Your adjuster will not answer, gives you the wrong number, or will not return your calls.
- You are given a settlement offer that is not enough to repair the damage done to your property.
- Your insurer says the damage is worth less than your deductible amount.
- Your insurance claim is denied.
- Your insurance claim is accepted, but the process is taking too long or your insurer is delaying payment.
- Your insurer claims that you need a separate flood insurance policy to cover the damages.
The Florin|Roebig legal team has nearly 40 years of experience with the complexities of hurricane insurance claims. Our job is to be your advocate and make sure you are treated with the respect and compassion you deserve.
How Can A Hurricane Damage Lawyer Help?
Hiring a hurricane damage lawyer ensures that you have a knowledgeable advocate by your side throughout the claims process. The attorneys at Florin|Roebig have the expertise to collect the evidence you need, negotiate on your behalf, and, if required, represent you in court.
At Florin|Roebig, our attorneys not only serve this community but are proud to call it home. Contact us today for a free consultation. We’re here to answer your questions and ensure you get the support and compensation you deserve.
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How To Get Help From Florin|Roebig Attorneys
At Florin|Roebig, our attorneys are not just legal advocates—we’re also proud members of this community. We understand firsthand the challenges our neighbors face in the wake of disasters like Hurricane Milton and Hurricane Helene, and we’re here to help.
We offer free consultations to assess whether hiring a lawyer is the right decision for your situation. Reach out to Florin|Roebig today, and our local team will be ready to answer your questions, discuss your case, and arrange a free evaluation. We’re committed to ensuring you receive the support and compensation you deserve.
Contact us today for more information:
- Fill out our online form anytime, and we’ll get back to you promptly.
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