Located in Hillsborough County, Town ‘N’ Country is a census-designated place about 25 minutes from downtown Tampa. It has a population of 89,456 people.
The extreme winds, heavy rains, and floods brought on by Hurricane Milton left Town ‘N’ Country greatly impacted by the powerful storm. Thousands experienced storm damage, power outages, and are still experiencing the effects of flooding two weeks after the hurricane.
Town ‘N’ Country residents whose homes have been damaged by the storm will need to file a claim with their homeowner’s insurance to receive compensation. With all the chaos of a destructive storm, this can be one more stressor to add to your plate when you simply don’t have the bandwidth. That’s why the property damage attorneys of Florin|Roebig are ready to help you today.
Our triple-board certified lawyers have won over $1 billion in case results and have the know-how to guide you through the claim filing process. Unsure of whether you need a lawyer? Call today for a free consultation.
Attorney Hal Weitzenfeld says, “The period after a storm like Hurricane Milton can be completely devastating. Our attorneys want to make sure you have someone to support you and fight for you during this challenging time.”
What Are Your Options If Your Home Is Affected by Hurricane Milton?
After taking care of any imminent needs such as the health of you and your loved ones, you’ll want to assess how your house has been affected by the storm. You have options, so remember that this is only temporary.
Document Property Damage
It’s important to document evidence of storm damage to your property and home after you have discovered it.
This is because proof of damage is necessary to make the claim filing process more efficient and effective. If, unfortunately, you have to take your claim to court, this documentation can also be helpful in winning your case.
The best ways to document property damage are to take pictures and videos of any damage you are able to identify.
Make Temporary Repairs
If you’re able to, make some temporary repairs to the damage while you wait for professional support.
This is a great step to take after you document your damages as it can prevent further damage that can occur from exposure elements following a hurricane.
Read Your Home Insurance Policy
After documenting evidence and making temporary repairs, take a moment to review the details of your insurance policy. It’s important that you understand your coverages before you file your claim.
You should be able to get a gauge on what types of damage are covered under your plan, what your coverage levels are, and what your deductible is. This is a part of the process the lawyers of Florin|Roebig can help with as our expert attorneys understand all of the legal jargon used in policy explanations.
File a Claim
Contact your insurance company to start filing a hurricane damage claim. We recommend having everything such as documentation and policy information by your side prior to starting the claim filing process to make it smoother and more organized.
Much like other kinds of insurance, home insurance providers typically only allow you to submit a claim within a certain period of time following the storm. Be sure to review this time period and make plans to file your claim within the allotted time slot.
Have a Professional Assess the Damage
Your insurance company will send an insurance adjuster out to your home to professionally assess and inspect the damage you’ve experienced. They may provide estimates on their own or send professionals in specialized areas to offer estimates. Keep in mind, you can speak up if you don’t agree with the estimates being made. That being said, it’s important that you’re there for each inspection.
Apply For Government Assistance
After dealing with the nitty gritty of filing your claim, take the time to apply for government assistance to further help cover the costs of the storm aftermath. Look to the Hillsborough County website for detailed information on government assistance including applying for assistance through FEMA.
Hire a Hurricane Damage Attorney
If you find that your insurance company is acting in bad faith or you simply need some expert support during your claim filing process, consider if an insurance claims attorney is right for you. The hurricane damage lawyers at Florin|Roebig are ready to help you navigate this trying time and make sure your insurance company treats you with respect.
What Damages Can A Hurricane Like Milton Cause?
There are countless types of damage that can be caused by a hurricane like Hurricane Milton. The extreme elements caused by this powerful storm can damage buildings, property, and other personal belongings. It’s vital that you’re familiar with all the kinds of damage a hurricane can cause, so you know what to include in your insurance claim.
In many cases, storm damage may not always be easy to spot at first glance. Take the time to inspect your property thoroughly.
Common types of hurricane damage include:
Water Damage and Flooding: It’s no surprise that the heavy rainfall and flooding associated with hurricanes often lead to damage. Houses, buildings, and property are likely to incur water damage that affects the foundation, causes warping, or leads to mold growth.
Wind Damage: Hurricane Milton brought extreme wind speeds and gusts to Florida, which leads to wind damage. This can affect the roof, windows, or cause things like fallen trees and branches that damage your house and property.
Structural Damage: If you notice damage to the structure of your home like torn walls, a weakened foundation, or roof damage, know that these are also likely caused by the effects of the Category 3 storm.
Landscaping and External Damage: Your home is not the only thing that may be damaged by a hurricane. Many people notice external damage to their property and landscaping. This may also be covered under your claim.
Personal Property Damage: Personal items such as valuables, electronics, and furniture are likely to experience damage if they are left on your property or in your home.
Secondary Damage: The residual exposure to harsh elements, initial damage, and persistent flooding following a hurricane can eventually lead to secondary damage.
The offices of Florin|Roebig are no strangers to the damage caused by Florida hurricanes. Our lawyers can help you understand what types of damage to include in your claim and how your coverage may compensate you for this. Call today for a free case evaluation.
How Did Hurricane Milton Affect Town ‘N’ Country?
Being so close to Tampa, it’s no surprise that Town ‘N’ Country was heavily damaged by Hurricane Milton. Hillsborough County issued mandatory evacuations for specific zones of the county.
Much like other parts of the county, Town ‘N’ Country experienced extreme flooding, heavy rainfall, fallen trees, power outages, downed power lines, intense winds, and damage and destruction to property.
Even two weeks after the hurricane, Hillsborough County is dealing with persistent flooding and has planned to hire consultants to investigate why the flooding has been so bad.
Experiencing a detrimental natural disaster and the heightened emotions of the aftermath can be overwhelming on its own. Many people do not feel equipped to take on the task of filing an insurance claim on top of everything else. That’s where the attorneys of Florin|Roebig come in. We’re ready to fight for the maximum payout you’re entitled to.
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What to Do if Your Insurance Claim Is Denied After a Hurricane
Unfortunately, it’s possible that your insurance claim is denied after a hurricane. But that doesn’t mean you have to give up. Following natural disasters, many insurance companies are inundated with claims and, subsequently, some slip through the cracks. On the other hand, some companies act in bad faith and will not give you the compensation you’re entitled to.
Contact the Florin|Roebig law firm immediately if your insurance company does any of the following:
- Your insurance claim is denied.
- You are given a settlement offer that is not enough to repair the damage done to your property.
- Your adjuster will not pick up the phone, gives you the wrong number, or is not returning your calls.
- Your insurance claim is accepted, but the process is taking too long or your insurer is delaying payment.
- Your insurer says the damage is worth less than your deductible amount.
- Your insurer claims that you need a separate flood insurance policy to cover the damages.
If you experience mistreatment from your insurance provider or do not feel as though you were rightfully compensated for your damages, don’t be afraid to contact Florin|Roebig for a free case evaluation. Our lawyers can help provide guidance and help you take the next step toward justice.
How Can a Hurricane Damage Lawyer Help?
When you hire a hurricane damage attorney through Florin|Roebig, you can count on having someone on your side who has your best interests in mind. Our lawyers can provide their expertise and guidance in many ways.
A Florin|Roebig lawyer can help during the claims process by:
- Speaking insurance company jargon when negotiating with your provider
- Negotiating the maximum compensation you’re entitled to
- Helping you collect evidence for your claim such as pictures and videos, professional assessments, and repair estimates
- Representing you in court if your company won’t cooperate
Florin|Roebig has over 30 years of experience when it comes to dealing with insurance companies and insurance claims. No matter what you need help with when it comes to filing your storm damage claim, our lawyers are here to help.
“Our attorneys are all too familiar with the tricks and fast-ones some insurance companies try to pull,” Lawyer Hal Weitzenfeld says. “We’re here to make sure you are not their next victim.”
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How To Get Help from Florin|Roebig Attorneys
If you’ve decided that the professional help of Florin|Roebig lawyers is right for you following a natural disaster like Hurricane Milton, give us a call today for a free case review and to discuss the next steps.
Even if you are not sure whether you need legal help, Florin|Roebig can help you discuss potential legal options, whether your insurance company is acting in bad faith, and whether or not you need to take the issue to court.
Contact Florin|Roebig to discuss your case details and schedule a free case evaluation today by:
- Filling out our online form anytime, and we’ll get back to you promptly.
- Calling the phone number for your area 24/7.
- Using our chat feature day or night.
