While you may believe that your insurance provider and its legal representation are on your side, the unfortunate truth is that it’s highly unlikely they’ve placed customer interests above those of the company. If they did, they would end up paying you far more than they want to.
Instead, you’ll be sent down a confusing maze of technical jargon and seemingly friendly questions until you ultimately receive a low payout or denial letter, at which point it may become impossible to get in touch with whomever you need to at the insurer’s office.
“Does any of this sound familiar? If so, you need to call the Cottage Grove personal injury lawyers at Florin|Roebig. We won’t jerk you around, and we will make your insurance company and the responsible party pay what they owe you for your injuries,” states attorney Shaun Cummings.
How Do Cottage Grove Personal Injury Claims Work?
Under Minnesota personal injury laws, Cottage Grove residents have limits on how long they have to file. You’d have to know exactly what type of personal injury claim yours is and which statute of limitations applies to it to avoid missing deadlines.
The comparative negligence system is part of the Cottage Grove personal injury process and means you can file against other parties as long as they bear more fault for whichever incident landed you in this situation. Unfortunately, any part of the fault that’s yours cuts into your settlement. For example, being 15% at fault would turn a $100,000 payout into $85,000.
Also, the timelines for each entity may vary. Insurance companies can have shorter windows for beginning a personal injury claim and many tactics for running out the timer. While the state may give you two years, you may need to start the process much earlier to meet all requirements when filing a claim in Cottage Grove
Minnesota sets specific benchmarks for damages, and unless you’ve met those, you may not be eligible for a personal injury lawsuit.
Step-By-Step Guide To Filing A Cottage Grove Personal Injury Claim
Increase your chances of winning a personal injury case against the at-fault party in the Cottage Grove legal process by consulting with a qualified personal injury attorney before you take the next steps.
Initial Consultation
An initial evaluation by Florin|Roebig comes at no cost to you, and we can provide insight on the best way for you to proceed with your case. We’re happy to work with those whose claims are eligible, and, perhaps more importantly, we’ll discuss your options if you’re missing qualifications to continue with your claim. Unlike many of the law groups out there, we want to be honest about whether your personal injury claim is going to have a good chance of winning against those who caused your injuries.
Investigation And Evidence Gathering
If we see that you have a solid foundation but need additional support, our investigators will work to secure the documentation that’s missing. We’ll also bring in experts who can testify about the validity of your grievances. These important personal injury claim steps provide the basis we need to earn a fair settlement.
Filing The Claim
We’ll put everything together into a claim file and submit the paperwork and fees to each entity as required. While we wait for responses, we’ll continue collecting evidence, connect you with resources you might need in the interim, and share information to help you understand the process you’re going through. We want our clients to feel comfortable with our efforts to defend them, and one way we do that is by ensuring they understand where they are and what to expect moving forward.
Negotiation
Once we’ve heard back from insurers and other attorneys, we’ll compare the numbers with what we’ve determined you’re owed. When we see lower than what we’re seeking, it’s time to negotiate. It’s common practice in these scenarios for clients like you to be lowballed or put off. Without a lawyer who has years of experience in dealing with similar situations, many people simply accept the first offer or the rejection letter.
Litigation
Florin|Roebig works with clients to get them the best settlement possible, holding negligent parties accountable for their actions. Sometimes we can’t get to the conclusion unless we take those responsible to court. Personal injury court cases are the least common outcome (accounting for less than 10% of claims), but Florin|Roebig’s legal team is up to litigation when necessary. Taking a claim to trial means additional steps, but we make sure our clients are aware of all changes.
Filing a personal injury claim in Cottage Grove can create stress and anxiety in your home, but the super lawyers at Florin|Roebig Law Firm can ease your mind with a free consultation.
Common Types Of Accidents That Lead To Personal Injury Claims In Cottage Grove
Negligent behavior is what sets personal injury accidents apart from other types. Whether you can prove negligence determines your case and settlement offers. These are some of the common personal injury accidents Cottage Grove residents experience that lead to claims.
Car Accidents
Collisions are an everyday occurrence, and not all are viable types of personal injury claims in Cottage Grove. However, when others carry the responsibility, and your injuries are severe, you should pursue damages.
Slip And Fall Accidents
Private property owners can be just as liable as public owners. Safety hazards are dangerous no matter where they’re located, and the name on the deed owes a duty of care to others.
Workplace Accidents
Your employer should pay for any injury occurring in the workplace as part of your workers’ compensation benefits. Medical expenses stack up quickly, and unsafe working conditions are on your employer, not you.
Medical Malpractice
Counting on a provider to care for you and having that trust broken deserves acknowledgment. Cottage Grove accident claims can include filing medical care providers in many practice areas.
Product Liability
A brand on an item means that a company has declared it safe for use. When that’s not the case, the company should pay for failing to do its diligence on testing or for putting out an imperfect product.
What Injuries Qualify For A Personal Injury Claim?
Many accidents cause minor types of personal injuries, but when those are more significant, it puts a strain on every aspect of your life. Sadly, even a slight accident may lead to more impactful injuries. It’s difficult to know if yours are qualifying injuries for personal injury without speaking to an experienced attorney serving Cottage Grove.
Physical Injuries
- Spinal cord injuries
- Broken bones
- Traumatic brain injuries (TBI)
- Abrasions and contusions
- Torn ligaments and tendons
- Crush injuries
Emotional And Psychological Injuries
- Depression
- Anxiety
- Post-traumatic stress disorder (PTSD)
- Loss of consortium (spouses file)
- Loss of enjoyment of life
Chronic And Long-Term Injuries
- Amputation
- Chronic pain
- Paralysis
- Other permanent disabilities
Florin|Roebig personal injury law firm offers legal advice for Cottage Grove injury claims, including wrongful death suits. Let our expertise in Minnesota law get you the verdicts that will help care for your health and your family members.
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What Damages Can Be Claimed In Cottage Grove Personal Injury Cases?
Filing for Cottage Grove personal injury damages against the at-fault party usually includes economic and non-economic claims. In rare cases, punitive claims can also be made.
Economic Damages
Financial costs like medical bills, damage to property, lost income, and any other expenses for which you have receipts can receive compensation for injury claims. These types of damages in personal injury cases are standard calculations.
Non-Economic Damages
Categories that don’t have direct invoices, such as emotional distress, loss of enjoyment of life, and pain and suffering require more calculation. A law office like Florin|Roebig can assist you with this formula.
Punitive Damages
Particularly inconsiderate behavior is gross negligence by the responsible entity. When decisions are made that show zero regard for human life, you may have grounds for punitive claims.
Best Personal Injury Lawyers In Cottage Grove
Filing a personal injury claim in Cottage Grove is generally the best way to get compensation for your injuries and damage. Increasing the support for your case means choosing the top personal injury attorneys most likely to successfully argue your claims.
You’ll want to choose a firm that has proven experience in similar personal injury cases with a top track record among law offices. Seek legal representation that can also show happy clients for the best Cottage Grove personal injury lawyers.
Florin|Roebig’s personal injury expertise has all of the above plus peer accolades. Our firm specializes in all areas of personal injury, and we’ve secured over $1 billion for our clients in 30+ years. We have an award-winning, board-certified legal team, and we put our considerable resources into the fight for the compensation you deserve.
Practical Advice For After A Personal Injury
The immediacy of certain steps factors into personal injury case outcomes. When you delay treatment, you risk denial. Missing deadlines invalidates your claim. Follow these Cottage Grove personal injury tips to take care of your injuries and create the best foundation for your case.
Seek Medical Attention
You never know how serious an injury is until a medical professional examines you and runs necessary tests. The results determine your treatment plan (and later, your claim eligibility). Take our advice after a personal injury and get to a doctor soon.
Document Everything
Record-keeping is vital proof of your injuries, property damage, and out-of-pocket costs. A well-appointed notebook that tracks your symptoms and daily challenges can show how your life has been affected by the accident.
Communicate With Your Lawyer
The health of your ongoing case can be impacted by how often you and your attorney update one another. Any news on your end should be swiftly sent to your legal team, and they should keep in touch with you as well. Their guidance will keep you on track and ensure you know what to do after an injury.
Avoid Common Mistakes
While most of this section speaks to seeking compensation, we also want to cover ways to prevent hurting your claims. For example, if you apologize to anyone involved with the other party, it can be misconstrued as taking responsibility for the accident.
If you speak with any insurance company (including yours) or attorney and say “yes” to a settlement offer, it can invalidate appropriate payouts.
FAQs About Cottage Grove Personal Injury Lawyers
What is the statute of limitations for filing a personal injury claim in Cottage Grove?
Cottage Grove varies the statute of limitations depending on what type of personal injury claim you’re filing. Two to six years is the range, but you would need to talk to an attorney about the details of your specific case.
How long does it take to settle a personal injury case?
It’s often a six-week process to settle a personal injury case, but any complexities or greater injuries can extend this by months or even years.
Do I have to go to court for my personal injury claim?
Usually not. Personal injury claims that go to court are in 5-10% of cases.
What if I am partially at fault for the accident?
The thing to understand about fault in Minnesota personal injury cases is that your fault will reduce your payout. If you’re more at fault than the other parties, you can file claims against each of them.
How are personal injury lawyers paid?
Contingency fees, which are paid out of your settlement, apply in most personal injury cases. Attorneys aren’t compensated unless they’re successful with your case.
We Are Nationally Awarded Lawyers
How To Get Help From Florin|Roebig Attorneys
Whether your needs are for an attorney who specializes in medical malpractice or a car accident lawyer, know that Florin|Roebig is here to help.
Initial Consultation
In this getting-to-know-one setting, we introduce you to our team and give you a chance to present your evidence and ask questions about your chances of winning. We ask clarifying questions about the accident and determine the merits of your case. We openly communicate where your case stands and whether it meets Minnesota state law requirements. A Cottage Grove attorney consultation sets you on the best path for your legal issue.
Personalized Legal Strategy
At Florin|Roebig, we cater to the uniqueness of each client’s personal injury case with our approach. We factor in knowledge gained from previous clients, but we also understand that no two are the same. Our personal injury legal help is designed to give you optimal results.
Contact Information
We post our information on the Florin|Roebig Contact page of our website. You can message us through our online form or chat feature, depending on your availability.
You’re also welcome to call us or visit our Minneapolis office at:
Florin|Roebig office address:
7760 France Avenue South
Suite 130
Minneapolis, Minnesota 55435
Florin|Roebig lawyer Shaun Cummings says, “Our accident attorneys offer legal services throughout the Twin Cities metropolitan area for those in car or truck accidents, motorcycle accidents, workplace accidents, slip and falls, and other incidents leading to severe injuries.”
Florin|Roebig Cottage Grove personal injury lawyers are also available to residents taking up real estate in nearby cities, including:
- St. Paul
- Woodbury
- Bloomington
- Eagan
- Oakdale
- Roseville
- Minnetonka
- Lake Elmo
Working with an attorney who has years of experience (or can draw on that from office colleagues) makes all the difference for personal injury claims. Our more seasoned attorneys assist our rising stars to ensure all clients have the best possible encounters with our team. We take a teaching approach in all aspects, as it strengthens our resources and keeps our clients looped into their claims.
Want to know more? Find out how Florin|Roebig can help win your personal injury case when you reach out to our personal injury lawyers serving Cottage Grove today.