If you or someone you love has been involved in an accident in Inver Grove Heights, Minnesota, you are probably considering filing an insurance claim to receive compensation. Insurance claims help people cover the expenses and fees associated with an injury accident, such as medical expenses and missed wages.
In most situations, insurance claims are approved and processed, and a settlement check is mailed to you for damages. Nonetheless, there are cases in which insurance companies deny a personal injury insurance claim without a valid reason.
This is where the Florin|Roebig personal injury lawyers’ contribution to your claim can make all the difference. Trial lawyers with years of knowledge negotiating with insurance providers can help ensure your insurance company does not play games with your settlement.
How Do Inver Grove Heights Personal Injury Claims Work?
Inver Grove Heights is a city of over 35,000 residents located in Dakota County, Minnesota, just south of St. Paul. The city’s location near the Mississippi River and many scenic recreation areas make it a great place to live and visit. When injuries occur, it’s often necessary to seek the help of an experienced attorney to file a claim. Many factors can influence personal injury claims, so injury victims need to understand these elements when pursuing a claim.
The At-Fault Party
When any type of accident occurs, the party at fault is determined to be the person or persons accountable for causing it.
Occasionally, it is not instantly obvious who the at-fault party might be. In other cases, there may be a disagreement over who is at fault in the accident that occurred.
Florin|Roebig attorney Chad K. Florin says, “Depending on the type of auto insurance policy you have and where you live in Minnesota, determining fault can be tricky. You should consult an attorney and have legal experts to assist in the process. You will likely need help paying for medical expenses and an attorney may even be able to negotiate down your medical bills once fault is determined.”
Liability
It may be surprising to learn that the at-fault party is not always held liable for paying damages to the victim of an accident.
For example, in a car accident, a motorist might be found to be at fault, and their insurance company will likely be the liable party when paying for damages.
Minnesota is a no-fault state, which means that your insurance provider will pay for damages that resulted from a car accident. However, damages are often greater than your insurance policy’s coverage, and gaining an attorney can assist you in getting the recompense you need your insurance does not cover that.
Negligence
Negligence plays a major role in deciding what damages can be pursued and how much a person should be reimbursed after an accident.
Negligence happens when someone behaves in a manner that they know or should know, which puts other people in danger. Negligence can happen in several ways, from a person drinking and driving to the owner of a business failing to mark an obstruction on their property sufficiently.
Personal injury attorneys are specialists at establishing whether negligence was present during an accident, whether it led directly to the accident and any consequential injuries. Proving these factors is essential to creating the most robust personal injury case.
Type of Injury
The importance of the settlement you obtain from a personal injury claim will be decided by the extent of the damages you have suffered. Usually, severe injuries lead to increased settlement payments or judgments because they incur more outstanding medical bills and disturbances in your daily life.
Statute of Limitations
Minnesota law limits the time you must file a personal injury claim after your accident happens. From the moment your accident happens, Minnesota law declares that you have six years to file a personal injury claim.
Step-by-Step Guide to Filing an Inver Grove Heights Personal Injury Claim
If you or a member of your family has been hurt as the result of some sort of accident, including a car accident, you may have questions about how the process of filing a claim works. Even though it may sound daunting, the claim process can be made easier by considering engaging the legal services of a personal injury lawyer.
When it is time to start your claim, the following are the necessary steps you should take to begin the process:
- Collect evidence for your claim: While you are still there, you must take pictures and record videos of the place where the accident occurred.
- Review your insurance policy: Before filing your insurance claim, it is crucial to take a minute to familiarize yourself with your insurance policy. Many people do not know their insurance policy regarding accidents, determining fault, and liability.
- Hire a Florin|Roebig accident lawyer: This action is often neglected, but it is a very crucial and valuable step to take for your personal injury claim. Even if your accident was fairly straightforward, employing a Florin|Roebig personal injury attorney can help make sure your insurance company acts appropriately.
- Acquire a copy of the police report: A police report is an official, legal explanation of the events leading to an accident. It will say who was found to be at fault for the accident and who should be held liable for damages.
- Call your insurance agent to begin a claim: After you have the necessary documentation and evidence, call your insurance representative. Your representative will initiate your personal injury claim and confirm you have the paperwork you need.
After you have officially filed your claim, an insurance adjuster will be sent to examine the accident, including any injuries or property damage that occurred. The adjuster will give their view on the accident and who should be considered at fault.
The insurance adjuster will then suggest how much your insurance company should reimburse you for your damages. Your insurance provider will consider the adjuster’s report when determining settlement amounts.
When dealing with official paperwork, it is critical to remember that these documents must be filed by the immovable deadline; otherwise, your personal injury claim will be denied.
Attorney Chad K. Florin says, “If you need help keeping your claim on track or have questions about Minnesota personal injury law, call the attorneys of Florin|Roebig today for a free consultation. Our team is always ready to offer advice and guide your claim through the process so you see the best possible outcome.”
Common Types of Accidents That Lead to Personal Injury Claims in Inver Grove Heights
Living in Minnesota can be an enriching experience for tourists and residents. The lifestyle and culture can be rewarding, as can the beautiful scenery of the state. Sadly, accidents can happen when people are negligent or distracted or conditions are hazardous.
While accidents can happen for an assortment of reasons, the following are the top causes of Inver Grove Heights accidents:
- Traffic Accidents – these types of accidents can include driving while drunk, distracted driving, texting and driving, hazardous roadways, weather conditions, etc.
- Road conditions – road conditions that can lead to car accidents include potholes, detours, poor lighting, and other dangerous driving conditions.
- Medical malpractice – This happens when a medical practitioner injures a patient through negligence or subpar care.
- Premises liability – These types of accidents happen when a property owner fails to ensure their premises are safe for guests, shoppers, or employees.
- Dog bites – When the owner of a dog fails to maintain control of the animal, the dog attacks and bites another person or animal.
- Manufacturing error – Any defect in the manufacture of a car that makes it dangerous on the road. For example, if a car’s brakes fail to work properly.
What Injuries Qualify for a Personal Injury Claim?
If you or a family member have been injured in an accident in Minnesota, you must understand that any injury received during an accident can be claimed in your personal injury claim.
The following are some of the most common injuries listed in Minnesota personal injury claims:
- Bruises and lacerations
- Fractured and bones
- Concussions
- Internal bleeding
- Damage to organs
- Chest, back, and neck injuries
- Injuries to the brain
- Traumatic brain damage
- Death
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What Damages Can Be Claimed in Inver Grove Heights Personal Injury Cases?
After you have been involved in an accident in Minnesota that left you with injuries, you will likely have expenses from medical care. Accident victims can seek payment if they have been hurt, no matter the severity.
In legal terms, this is called a personal injury claim, which can be filed to obtain financial or non-financial damages.
The most common damages claimed in personal injury cases in Minnesota include:
- Medical expenses- You can claim any bills and fees associated with medical care received after the accident.
- Loss of Consortium or pain and suffering – Pain and suffering is described as the physical, mental, and emotional pain and distress endured due to the accident. Loss of consortium is defined as being deprived of a relationship with a family member and their financial aid.
- Lost earnings- You can declare lost earnings if you missed time at your place of employment and, therefore, have lost wages because of the accident.
- Lost earning capacity – This form of damages can be claimed if you were so seriously injured, such as becoming paralyzed, that you can no longer hold a steady job.
- Wrongful death – This type of damage is commonly claimed if a spouse, parent, or child is killed in the course of some kind of accident.
If you or someone you love have any questions about damages, the Minnesota laws surrounding them, or how to pursue them, contact the legal offices of Florin|Roebig today for a free case consultation.
Best Personal Injury Lawyers in Inver Grove Heights
When you have been in an accident that led to you being injured, choosing which personal injury attorney to represent you and your personal injury claim is a crucial choice that should be made with care. The attorneys of Florin|Roebig have won over $1 billion for clients and have been representing them with kindness for forty years.
Advantages that you can gain by hiring a Florin|Roebig personal injury attorney include:
Personal Injury Case Experience
The personal injury attorneys of Florin|Roebig have been representing the victims of accidents both in and out of court for four decades. Our Minnesota attorneys have seen everything insurance companies are willing to do to save money, so we are prepared to fight for your claim.
A Strong Personal Injury Claim
With an extensive history of successfully representing many accident victims, including winning over $1 billion for our clients, the Florin|Roebig attorneys team knows what it takes to create a strong, winning claim. From the proof you collect to how you complete your paperwork, our attorneys know how to make a solid personal injury claim.
Negotiating A Fair Settlement
Personal injury settlements can generally be managed quickly and efficiently without the court system. However, your Florin|Roebig attorney is prepared to present your claim to a judge when your insurance provider does not cooperate or you are unable to get the at-fault person to pay your damages.
Practical Advice for After a Personal Injury
It can be difficult to understand what to do in the messy and overwhelming aftermath of any sort of accident in Inver Grove Heights, Minnesota. When you are in the unfortunate position of having to deal with an accident, the following are helpful actions to take:
- Seek medical attention: If you have been severely injured, you will likely be sent to the hospital by ambulance. If you were not hurt too seriously, emergency medical technicians may examine you at the scene of the accident and then release you with instructions to get a follow-up from your primary doctor. It is important to get this follow-up because some injuries take a longer time to be detected.
- Gather evidence as soon as possible: Gather video and photos of the accident scene, the hazards involved, any injuries that transpired, and other pertinent information.
- Contact your insurance provider: Before you contact your insurance representative, it is beneficial to have what you need on hand. Confirm you have your policy information, medical information, medical bills, and the other party’s contact information. Having these documents on hand will help the process go more smoothly.
- Protect your legal rights: To ensure that your personal injury claim is not damaged, you should never accept the blame for the accident. Hiring a Florin|Roebig attorney is very valuable, as they are aware of your essential legal rights and how to safeguard them.
Frequently Asked Questions (FAQs)
What is the statute of limitations for filing a personal injury claim in Inver Grove Heights?
In Minnesota, the statute of limitations for personal injury cases is usually set at six years from the moment the injury occurred. It is vital that you do not miss this deadline; doing so can mean an automatic dismissal of your claim.
How long does it take to settle a personal injury case?
The average amount of time it takes to settle a personal injury case in Inver Grove Heights, Minnesota, is generally between six months and two years. However, certain factors, such as the severity of the injury, can cause a case to take longer to process.
Do I have to go to court for my personal injury claim?
Most personal injury cases in Minnesota can be settled without the need for interference by the courts. However, if your insurance provider does not approve your rightful claim or the liable party refuses to pay compensation, it is beneficial for the courts to step in.
What if I am partially at fault for the accident?
Under Minnesota’s comparative negligence law, if a person is found to be less than 50% responsible for an accident, they can still pursue compensation for their injuries and medical expenses.
How are personal injury lawyers paid?
Most personal injury lawyers are paid 20-40% of the winning compensation. Florin|Roebig attorneys are also paid on a contingency fee basis, which means that our clients are not required to pay any attorney’s fees upfront; our fees are contingent on us winning your case.
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Contact Florin|Roebig Attorneys
Being involved in any kind of accident caused by someone’s negligence, you need to employ a talented and experienced lawyer for your personal injury claim. If you would like to schedule a free case evaluation with the Florin|Roebig law firm, there are a few different ways to reach our offices:
- Call our phone number 24/7
- Chat with us online
The Florin|Roebig law firm has been consistently voted number one for a reason: our lawyers care about you and your personal injury case. Our attorneys will do everything we can to help with your case, starting with a free consultation, where we will review your options and provide you with our legal guidance.
Get The Help You Need For Your Inver Grove Heights Personal Injury Claim
If you or a member of your family has been injured in an accident in Inver Grove Heights Minnesota, you may be unsure of what actions to take next. It can be a challenging time in a person’s life, and it is very helpful to have a personal injury attorney you can depend on on your team.
When you are ready to begin the process of filing a personal injury claim with your insurance provider, or if you are forced to take your personal injury case to court, contact the law offices of Florin|Roebig today.
Our team of personal injury lawyers is ready and willing to assist you with your personal injury claim and fight for your deserved settlement. Call or email our Florin|Roebig lawyers today to schedule your free consultation and case review.
Florin|Roebig office address:
7760 France Avenue South
Suite 130
Minneapolis, Minnesota 55435
