When an accident occurs in Lakeville, Minnesota, and injuries result, the accident victim may need assistance in covering their medical expenses, especially if their injuries require them to miss work. The most common way to seek compensation for an accident is through a personal injury claim.
A personal injury claim is generally straightforward and filed with an insurance provider. Once filed, the claim is investigated, processed, and approved, and then a settlement check is sent to the accident victim. Unfortunately, insurance companies have a well-earned reputation for denying rightful claims.
If this is a situation you or your family member find yourself in, you need an experienced Lakeville personal injury attorney to handle your claim. For a free consultation to review your legal options, contact the law offices of Florin|Roebig today.
How Do Lakeville Personal Injury Claims Work?
When you are ready to file a personal injury claim, it is essential to understand that many different aspects can go into developing a claim. Below is a brief explanation of some of the more important parts of a claim:
The At-Fault Party
In the event of an accident, the person found to be responsible will be the party held at fault. Generally, this accountable party will be apparent to the police and insurance companies, but there are times when disagreements over fault arise, and the at-fault party is less obvious.
Liability
The person found to be liable for the accident will be the one held responsible for paying damages to the accident victim. While the responsible party may be found to be at fault for the accident, this does not necessarily mean they will be held liable for it.
Minnesota is a no-fault insurance state, meaning that victims will file a claim with their insurance provider in the event of an accident. For example, if a car accident happens due to another driver’s negligence, such as texting and driving, the negligent party will be at fault. However, in this scenario, the at-fault driver’s insurance provider will be held liable for paying the accident victim’s damages.
Negligence
One of the most important factors when determining damages and who is responsible for covering them is negligence. Negligence occurs when someone knowingly behaves or acts in a way that puts others in a dangerous situation.
Negligence can happen when someone drinks and drives, texts while driving, fails to put a caution sign on wet floors, or a business owner fails to mark an obstacle on their property clearly.
Attorney Chad K. Florin says, “At Florin|Roebig, we understand that proving negligence is key to securing the compensation you deserve. When someone’s careless or reckless actions put you in harm’s way, our team is here to hold them accountable. We meticulously investigate every detail of your case to establish liability and fight for the maximum damages available under the law.”
A personal injury attorney is well-equipped to help determine when negligence played a role in an accident and how to establish who was negligent. Contact the law offices of Florin|Roebig today for assistance in your personal injury claim.
Type of Injury
Another critical factor in a personal injury claim is the severity and the injuries obtained through an accident. The extent of the injuries generally determines settlement amounts; the more severe they are, the more compensation you are likely to be granted.
Statute of Limitations
The statute of limitations is the legal time frame in which you are allowed to file a personal injury claim or lawsuit. This is incredibly important to understand because missing this deadline will bar you from being able to file at all.
In Minnesota, the statute of limitations for personal injury claims is six years. The clock on the statute of limitations begins ticking the moment the accident occurs.
If you have questions about how personal injury claims work and what you need to do to start one, please contact the law offices of Florin|Roebig today to schedule a free consultation.
Step-by-Step Guide to Filing a Lakeville Personal Injury Claim
Being involved in an accident of any kind that results in injuries can be a very traumatic experience. While the claim process can seem daunting to those who have to go through it, the stress can be managed more easily when you hire a personal injury attorney who understands the Minnesota claim process.
When it is time to start your claim, the following are the necessary steps you should take to begin the process:
- Get as much evidence as possible: If possible, it is critical that you gather evidence while you are at the accident scene. Evidence can include pictures of the accident scene and the obstruction.
- Familiarize yourself with your insurance policy: It is important to look over your insurance policy before you file your personal injury claim. This will help clarify some of the process and tell you what your policy will and will not cover.
- Hire a Florin|Roebig accident lawyer: While this step is often overlooked by those who have been in an accident, it is very critical. Hiring a Florin|Roebig attorney can ensure that your paperwork is correct and filed on time, all damages are claimed, and you are given peace of mind.
- Obtain a copy of the police report: When you file a claim, you must have the police report. This report is important because it is the official version of what happened in the accident and who is responsible.
- Call your insurance representative to file a claim: Once you have done the above steps, it is time to call your insurance agent. They will officially begin the claim process and send you any paperwork that needs to be completed and returned as soon as possible.
Part of the personal injury claim process is having an insurance adjuster thoroughly investigate the accident. Your insurance provider will send the adjuster to examine the scene of the accident, your injuries, and property damage, if applicable, and then determine who is at fault.
Once the adjuster has determined fault and liability, they will then suggest a compensation amount to your insurance provider if they feel you qualify. The adjuster’s opinion is generally a deciding factor for your insurance provider.
For personal injury claims and lawsuits, it is important to remember that there is a time limit for filing paperwork. Failing to file your paperwork on time will result in your claim or lawsuit being automatically denied.
If you or a loved one have any questions about your personal injury claim or need assistance in filing it, contact the Minnesota personal injury attorneys at Florin|Roebig.
Common Types of Accidents That Lead to Personal Injury Claims in Lakeville
Minnesota is home to many people and receives many visitors each year, which can contribute to conditions that result in accidents. These accidents can take many forms and result in many different types of injuries.
Even though there are many different reasons that accidents can occur in Minnesota, the following are the top causes of Lakeville, Minnesota accidents:
- Traffic Accidents – these types of car accidents can include drunk driving, driving while distracted, driving and using a cell phone, dangerous roadways, hazardous weather conditions, etc.
- Road conditions – conditions that can lead to auto accidents include potholes, detours, poor lighting, and other unsafe driving conditions.
- Medical malpractice – a medical malpractice accident happens when someone is injured due to the negligence of a doctor or medical practitioner.
- Premises liability – this occurs when the owner of a building or property fails to keep the premises safe for employees, visitors, residents, etc.
- Dog bites – When a dog owner fails to keep control of the dog, and it attacks and bites another individual or animal.
- Manufacturing error – Any car manufacturing defect that makes it unsafe on the road. For example, if a car’s brakes fail to work correctly.
What Injuries Qualify for a Personal Injury Claim?
If you or a family member have been injured in an accident, it is important to understand that any injury you received due to an accident can be claimed in a personal injury insurance claim or lawsuit.
The following are some of the most common injuries listed in Minnesota personal injury claims:
- Traumatic brain damage
- Internal bleeding
- Fractured and broken bones
- Concussions
- Bruises and lacerations
- Chest, back, and neck injuries
- Injuries to the brain
- Damage to organs
- Death
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What Damages Can Be Claimed in Lakeville Personal Injury Cases?
Being injured in any kind of accident often leads to medical expenses associated with diagnosing and treating the injuries. Accident victims should know that no matter how severe their injuries are, they can seek compensation to cover their expenses. This is called a personal injury claim, which is generally filed to receive monetary and non-monetary damages.
Florin|Roebig attorney Chad K. Florin says, “After an accident, medical expenses can add up quickly, creating financial stress during an already difficult time. At Florin|Roebig, we help injury victims pursue the compensation they need to cover medical bills, lost wages, and other damages so they can focus on recovery while we handle the legal fight.”
The most typical damages claimed in personal injury cases in Lakeville, Minnesota, include:
- Medical expenses- Any bills or medical costs associated with injuries caused by the accident can be claimed.
- Loss of Consortium or pain and suffering – Pain and suffering is the physical, mental, and emotional pain and anguish endured because of the accident. Loss of consortium is being denied a relationship with a member of your family or spouse and their financial aid.
- Lost earnings- You can claim lost earnings if you missed time at work and, because of this, have lost paychecks because of the accident.
- Lost earning capacity – This can be claimed if you were so severely hurt, such as becoming paralyzed, that you are now unable to hold a steady job.
- Wrongful death – This is generally claimed if a spouse, parent, or child is killed in the course of an accident.
If you or a member of your family have any questions about damages, how they can be claimed, or the laws surrounding Lakeville, Minnesota, call the law offices of Florin|Roebig today for a free case evaluation.
Best Personal Injury Lawyers in Lakeville
The attorneys of Florin|Roebig have won over $1 billion for clients and have been representing them with kindness for four decades. We understand that choosing which attorney to represent you and your claim is a significant and impactful decision; there is a lot at stake for you.
Benefits that you can gain by employing a Florin|Roebig personal injury lawyer include:
Personal Injury Case Experience
Florin|Roebig’s personal injury attorneys have represented accident victims in and out of court for four decades. With so many years of experience, our attorneys have seen all the different tactics insurance companies are likely to use to prevent you from getting your full, deserved compensation.
A Strong Personal Injury Claim
With an extensive history of winning over $1 billion for our clients, the Florin|Roebig team of lawyers knows what is needed in order to form a strong, winning personal injury claim. From the evidence that you gather to how you complete your paperwork, our lawyers understand how to make a concrete personal injury claim.
Negotiating A Fair Settlement
In most cases, a personal injury claim is filed, investigated, processed, and approved in a timely fashion with few to no hiccups. However, there are times when your insurance provider is not willing to pay the compensation you are owed for your damages. A Florin |Roebig attorney knows how to negotiate with your insurance provider to ensure you are reimbursed.
Practical Advice for After a Personal Injury
It can be challenging to know what needs to be done in the chaotic and overwhelming aftermath of any sort of accident in Lakeville, Minnesota. When you are having to deal with an accident, the following are practical steps to take:
- Seek medical attention: If you have been severely injured, you will likely be sent to the hospital by ambulance. For minor injuries, a quick examination on the scene will likely be followed by instructions to follow up with your primary doctor.
- Gather evidence as soon as possible: Collect video recordings and pictures of the scene of the accident, the dangers that were involved, any injuries that occurred, and other relevant information.
- Contact your insurance provider: When you make the call, it is beneficial to have what you need on hand, including your insurance policy information, medical information, medical statements, and the other party’s contact information. Having these documents on hand will help the process go more smoothly.
- Protect your legal rights: To ensure that your personal injury claim is not damaged, you must not take responsibility for the accident you were injured in. A Florin|Roebig lawyer is very useful because they know your fundamental legal rights and how to protect them.
Frequently Asked Questions (FAQs)
What is the statute of limitations for filing a personal injury claim in Lakeville?
The statute of limitations, or the legal deadline to file your claim or lawsuit, in Minnesota, is six years from the date the injury and accident occurred. Please file by this deadline to avoid an automatic denial.
How long does it take to settle a personal injury case?
A personal injury case is usually settled within a few weeks to six months, barring any major factors that may extend the process, such as severe injury or death.
Do I have to go to court for my personal injury claim?
Most personal injury claims are handled and settled outside the court system.
What if I am partially at fault for the accident?
Minnesota’s comparative negligence law states that if a person is discovered to be less than 50% at fault for an accident, they can seek compensation for their injuries and medical costs.
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Contact Florin|Roebig Attorneys
If someone else’s negligence caused you to be injured in an accident, you need a qualified and skilled attorney for your personal injury claim. If you are interested in scheduling a free case evaluation with the attorneys of the Florin|Roebig law firm, there are a few ways to contact our offices:
- Call our phone number 24/7
- Chat with us online
Get The Help You Need For Your Lakeville Personal Injury
The Florin|Roebig law firm has been consistently voted the top legal firm because our attorneys care about your personal injury claim or lawsuit. Our team of lawyers will do everything in our power to help with your claim. Our attorneys start with a free consultation, where we will examine your legal options and supply you with our legal advice.
If you or a family member has been hurt in an accident in Lakeville, Minnesota, you may be uncertain what steps to take. It can be a hard time in a person’s life, and having a personal injury lawyer you can depend on on your team is beneficial.
When you are prepared to start filing a personal injury claim with your insurance company, or if you need to take your personal injury case to court, call the law offices of Florin|Roebig today.
Florin|Roebig office address:
7760 France Avenue South
Suite 130
Minneapolis, Minnesota 55435