When an accident results in injury in Maple Grove, Minnesota, the accident victim may need assistance handling their medical costs, especially if their injuries demand they miss work. The most standard way to seek payment for an accident is through a personal injury claim.
A personal injury claim is typically uncomplicated and filed with an insurance provider. After it is filed, the claim is examined, processed, and approved, and then a compensation check is sent to the accident victim. Sadly, insurance corporations have a well-earned reputation for refusing rightful claims.
If this is a problem you or your family member are dealing with, you need an adept Maple Grove personal injury lawyer to represent your claim. For a free consultation to examine your legal choices, contact the law offices of Florin|Roebig today.
How Do Maple Grove Personal Injury Claims Work?
When you are prepared to file a personal injury claim, knowing that many different factors can go into creating a claim is crucial. Below is a concise explanation of some of the more critical parts of a claim:
The At-Fault Party
When an accident happens, the party found to be accountable is the party at fault. Generally, this responsible party is obvious to the police and insurance providers, but sometimes, disputes over fault arise, and the at-fault party is less clear.
Liability
The individual found to be liable for the accident will be held accountable for paying damages to the accident victim. While the answerable party may be seen to be at fault for the accident, this does not always mean they will be held liable for it.
Minnesota is a no-fault insurance state, signifying that victims file a claim with their insurance company in the event of an accident. For instance, if a car accident occurs because of another driver’s negligence, such as failing to obey traffic signs, the negligent driver will be at fault. However, the at-fault driver’s insurance company will be liable for settling the accident victim’s damages in this example.
Negligence
Negligence is a critical factor in determining damages and who is answerable for covering them. Negligence happens when someone intentionally behaves or functions in a way that puts others in a harmful situation.
Negligence can occur when someone drives while intoxicated, texts and drives, fails to put a warning sign on wet floors, or a company owner fails to mark an impediment on their property.
Attorney Chad K. Florin says, “At Florin|Roebig, we know that establishing negligence is essential to securing your rightfully owed compensation. When a person’s reckless or irresponsible actions put you in harm’s way, Florin|Roebig’s team of attorneys is here to hold them accountable. We carefully examine every element of your case to prove liability and fight for the maximum damages available under the law.”
Personal injury lawyers are well-equipped to help resolve when negligence was a major element in an accident and how to prove who was negligent. Call the Florin|Roebig legal firm today for help in your personal injury claim.
Type of Injury
Another critical aspect of a personal injury claim is the severity of the injuries received through an accident. The scope of the injuries commonly determines compensation amounts; the more serious the injuries are, the more you will likely be awarded.
Statute of Limitations
The statute of limitations is the legal time frame for filing a personal injury claim or lawsuit. In Minnesota, the statute of limitations for personal injury claims is six years. The statute of limitations clock starts ticking when the accident occurs. Understanding this is crucial because missing this deadline will prevent you from filing at all.
Please contact the law offices of Florin|Roebig today to schedule a free consultation if you have questions about how personal injury claims work and what you need to do to initiate one.
Step-by-Step Guide to Filing a Maple Grove Personal Injury Claim
Any type of accident that results in injuries and harm can be a very traumatic and upsetting experience. Although the claim process can seem daunting to those going through it, the stress can be handled more easily when you engage a personal injury lawyer who understands the Minnesota claim process.
When it is time to begin your claim, the following are the steps you should take to start the process:
- Get as much evidence as possible: It is critical to collect evidence while you are at the accident scene. Evidence can be photos of the accident scene and the obstruction.
- Familiarize yourself with your insurance policy: Before you file your personal injury claim, it is important to review your insurance policy. This will clarify some of the processes and tell you what your policy will and will not cover.
- Hire a Florin|Roebig accident lawyer: While many accident victims often ignore this step, it is essential. Hiring a Florin|Roebig attorney can guarantee that your paperwork is correct and filed on time, all damages are claimed, and you have peace of mind.
- Obtain a copy of the police report: When filing a claim, you need to have the police report. This report is vital because it is the official account of what happened in the accident and who is responsible.
- Call your insurance representative to file a claim: Your insurance agent will officially begin the claim process and send you any paperwork that needs to be filled out and returned as soon as possible.
One part of the personal injury claim process is having an insurance adjuster thoroughly investigate the accident. Your insurance provider will dispatch the adjuster to examine the accident scene, your injuries, and property damage, if appropriate, and then determine who is at fault.
Once the adjuster has decided fault and liability, they will suggest a settlement amount to your insurance provider if they feel you qualify. The adjuster’s opinion is typically a deciding factor for your insurance provider.
For personal injury claims and lawsuits, it is essential to remember that there is a time limit for filing paperwork. Failing to file your paperwork on time will result in an automatic denial of your claim or lawsuit.
If you or someone you love have questions about your personal injury claim or need assistance filing it, contact the Minnesota personal injury lawyers at Florin|Roebig.
Common Types of Accidents That Lead to Personal Injury Claims in Maple Grove
Minnesota is home to many people and welcomes many visitors yearly, which can contribute to conditions that result in accidents. These accidents can take many forms and result in many injuries.
Although there are many different reasons why accidents can happen in Minnesota, the following are the top causes of Maple Grove, Minnesota accidents:
- Traffic Accidents – These types of accidents can include drunk driving, driving while distracted, driving and using a cell phone, driving on dangerous roadways, hazardous weather conditions, etc.
- Road conditions- Potholes, detours, poor lighting, and other unsafe driving conditions can lead to auto accidents.
- Medical malpractice – A medical malpractice accident happens when someone is injured due to a doctor’s or medical practitioner’s negligence.
- Premises liability – Occurs when the owner of a building or property fails to keep the premises safe for employees, visitors, residents, etc.
- Dog bites- When a dog owner fails to control the dog, the dog attacks and bites another individual or animal.
- Manufacturing error – Any automobile manufacturing error that makes it unsafe on the road. For example, if a car’s brakes fail to work correctly.
What Injuries Qualify for a Personal Injury Claim?
If you or a member of your family have been hurt in an accident, it is vital to understand that any injury you received because of an accident can be claimed in a personal injury insurance claim or lawsuit.
The following are some of the most common injuries listed in Minnesota personal injury claims:
- Internal bleeding
- Damage to organs
- Fractured and broken bones
- Concussions
- Bruises and lacerations
- Traumatic brain damage
- Chest, back, and neck injuries
- Injuries to the brain
- Death
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What Damages Can Be Claimed in Maple Grove Personal Injury Cases?
Injuries in any kind of accident often lead to medical fees associated with diagnosing and treating the injuries. Accident victims should understand that no matter how serious their injuries are, they can seek recompense to cover their expenses. This is called a personal injury claim, which is typically filed to receive monetary and non-monetary damages.
Florin|Roebig attorney Chad K. Florin says, “Medical expenses can add up quickly after an accident occurs, which often creates financial stress during an already challenging time. At Florin|Roebig, we assist injury victims in pursuing the settlement they need to cover medical bills, lost wages, and other damages so they can focus on recovery while we handle the legal fight.”
The most typical damages claimed in personal injury cases in Maple Grove, Minnesota, include the following:
- Medical costs – Any invoices or expenses associated with injuries caused by the accident can be claimed.
- Loss of Consortium or pain and suffering – Pain and suffering is described as the physical, mental, and emotional pain and anguish endured because of the accident. Loss of consortium is when a person is denied a relationship with a member of your family or spouse and their financial aid.
- Lost earnings – You can claim lost earnings if you missed time at work and lost paychecks because of the accident.
- Lost earning capacity – This can be claimed if you were so severely injured, such as becoming paralyzed, that you are now incapable of holding a steady job.
- Wrongful death – This is commonly claimed if a spouse, parent, or child dies in the course of an accident.
If you or a family member have questions about damages, how they can be claimed, or the laws surrounding Maple Grove, Minnesota, call the law offices of Florin|Roebig today for a free case evaluation.
Best Personal Injury Lawyers in Maple Grove
At Florin|Roebig, our team of dedicated attorneys has won over $1 billion for clients and has represented them with kindness for four decades. Choosing which lawyer to represent you and your claim is a meaningful and impactful decision; you have a lot at stake.
Benefits that you can gain by employing a Florin|Roebig personal injury attorney include:
Personal Injury Case Experience
The personal injury attorneys at Florin|Roebig have represented accident victims in and out of court for four decades. With so many years of experience, our lawyers have witnessed all the different methods insurance companies are likely to use to stop you from getting your full, deserved compensation.
A Strong Personal Injury Claim
With a long and extensive history of winning over $1 billion for our clients, the Florin|Roebig team of lawyers knows what is required to form a powerful, winning personal injury claim. From the evidence you compile to how you fill out your paperwork, our attorneys know how to make a concrete personal injury claim.
Negotiating A Fair Settlement
A personal injury claim is often filed, investigated, processed, and approved promptly with few to no hiccups. Nonetheless, there are times when your insurance company is unwilling to pay the settlement you are owed for your damages. A Florin|Roebig lawyer understands how to negotiate with your insurance company to ensure you are compensated.
Practical Advice for After a Personal Injury
It can be difficult to know what needs to be done in the messy and overwhelming aftermath of any accident in Maple Grove, Minnesota. When you are having to deal with an accident, the following are useful steps to take:
- Get medical attention: If you have been seriously injured, you will likely be sent to the hospital in an ambulance. For less serious and mild injuries, a quick assessment on the scene will likely be followed by instructions to follow up with your primary doctor.
- Gather evidence as soon as possible: Accumulate video recordings and photos of the scene of the accident, the hazards that were involved, any injuries that ensued, and other applicable information.
- Contact your insurance provider: When you make the call, it is helpful to have what you need on hand, such as your insurance policy information, medical information, medical bills, and the other party’s information. Having these documents on hand will help the process go more smoothly.
- Protect your legal rights: To help make sure that your personal injury claim is not harmed, you must not take accountability for the accident you were hurt in. A Florin|Roebig attorney is beneficial because they know your fundamental legal rights and how to safeguard them.
Frequently Asked Questions
What is the statute of limitations for filing a personal injury claim in Maple Grove?
The statute of limitations is the legal deadline to file your claim or lawsuit. In Minnesota, it is six years from when the injury and accident happened. Please file by this deadline to avoid an automatic denial.
How long does it take to settle a personal injury case?
A personal injury case is generally settled within a few weeks to six months, barring any significant elements that may prolong the process, such as severe injury or death.
Do I have to go to court for my personal injury claim?
Most personal injury claims are managed and settled without involving the courts.
What if I am partially at fault for the accident?
Minnesota’s comparative negligence law declares that if a person is found to be less than 50% at fault for an accident, they can pursue compensation for their injuries and medical expenses.
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Contact Florin|Roebig Attorneys
If someone else’s negligence was the reason you were injured, you need a competent and skilled lawyer for your personal injury claim. If you would like to schedule a free case review with the lawyers of the Florin|Roebig legal firm, there are a few ways to contact our offices:
- Call our phone number 24/7
- Chat with us online
Get The Help You Need For Your Maple Grove Personal Injury
The Florin|Roebig legal team has been voted the top legal firm time and again because our lawyers care about your personal injury claim or lawsuit. Our attorneys will do everything they can to assist with your claim.
If you or a member of your family has been injured in an accident in Maple Grove, Minnesota, you may be uncertain about what steps to take. It can be a challenging time in a person’s life, and having a personal injury attorney you can count on on your team is beneficial.
When you are prepared to start filing a personal injury claim with your insurance provider, or if you need to take your case to court, contact the law offices of Florin|Roebig today.
Florin|Roebig office address:
7760 France Avenue South
Suite 130
Minneapolis, Minnesota 55435