Any time an accident happens in Maplewood, Minnesota, and results in bodily harm, the accident victim may need help paying their medical expenses, especially if their injuries require them to take time off of work. Most accident victims seek compensation for an accident through a personal injury claim.
A personal injury claim is usually uncomplicated and filed with an insurance company. Once the claim has been filed, it will be investigated, processed, and approved, and then a check is sent to the accident victim. Unfortunately, insurance providers have a well-earned reputation for denying valid claims.
If this is a predicament you or a loved one find yourself in, you need an adept Maplewood personal injury lawyer to manage your claim. For a free consultation to review your legal options, call the law offices of Florin|Roebig today.
How Do Maplewood Personal Injury Claims Work?
After an accident, when you are prepared to file a personal injury claim, it is necessary to understand that many different factors can go into forming a claim. Below is a brief description of some of the more critical parts of a claim:
The At-Fault Party
When an accident happens, the person found to be responsible for it will be the party held accountable or at fault. Generally, the at-fault party will be obvious to the police and insurance companies, but there are times when disputes over fault arise, and the at-fault party is less obvious.
Liability
When a person is found liable for an accident, they are usually held responsible for paying the victim’s damages. While the party who is being held accountable may be seen to be at fault for the accident, this does not automatically mean they will be held liable for it.
Minnesota is considered a no-fault insurance state, which means that accident victims will file a claim with their own insurance company if an accident occurs. For instance, if a car accident is caused by another driver’s negligence, which can include texting and driving, the negligent driver will be at fault. Regardless, the at-fault driver’s insurance company will be liable for paying the accident victim’s damages in this scenario.
Negligence
Negligence is a critical factor in defining damages and who is liable for covering them. Negligence happens when a person knowingly acts or operates in a way that puts others in an unsafe situation.
Negligence can occur when someone drinks and drives, drives while distracted, fails to place a caution sign on damp floors, or a business proprietor fails to clearly mark an obstruction on their property.
Attorney Chad K. Florin says, “The Florin|Roebig attorneys understand that establishing negligence is essential to securing the settlement you are owed for being an accident victim. When a person’s thoughtless or irresponsible actions put you in a dangerous situation, our team is here to hold them accountable. We painstakingly build and investigate every aspect of your case to prove liability and work tirelessly for the maximum damages available under the law.”
Florin|Roebig personal injury attorneys are well-equipped to help demonstrate when negligence played a role in an accident and how to establish who was negligent. Call the Florin|Roebig team of attorneys today for help in your personal injury claim.
Type of Injury
The severity of the injuries obtained through an accident is another critical factor in a personal injury claim. The degree of the injuries typically determines settlement amounts; the more severe they are, the more compensation you will likely be granted.
Statute of Limitations
The statute of limitations is the legal time frame for filing a personal injury claim or lawsuit. Understanding this is incredibly important because missing this deadline will prevent you from filing at all.
In Minnesota, the statute of limitations for personal injury claims is six years. The clock on the statute of limitations starts ticking when the accident happens.
If you have questions or concerns about personal injury claims, how they work, and what you need to do to get a claim started, please call the law offices of Florin|Roebig today to schedule a free consultation.
Step-by-Step Guide to Filing a Maplewood Personal Injury Claim
Being hurt in an accident of any kind can be a very upsetting experience. While the claim process can seem daunting when you are going through it, the stress can be handled more easily when you hire a personal injury lawyer who knows the Minnesota claim process.
When it is time to start your claim, the following are the critical steps you should take to begin the process:
- Get as much evidence as possible: It is critical to assemble evidence while you are at the accident scene. Evidence can be photos of the accident scene and the obstruction.
- Acquaint yourself with your insurance policy: Before you file your personal injury claim, it is essential to review your insurance policy. This will help explain some of the processes and inform you of what your policy will and will not cover.
- Hire a Florin|Roebig accident lawyer: While this step is often overlooked by those who have been in an accident, it is necessary. Employing a Florin|Roebig lawyer can guarantee that your paperwork is accurate and filed on time, all damages are claimed, and you are given peace of mind.
- Obtain a copy of the police report: When you file a claim, you will need to have the police report. This report is vital because it is the official interpretation of what happened in the accident and who the police believe is responsible.
- Call your insurance representative to file a claim: After completing the above steps, it is time to call your insurance representative. They will initiate the claim process and send you any paperwork that needs to be completed and returned as quickly as possible.
One aspect of the personal injury claim process is having an insurance adjuster comprehensively investigate the accident. Your insurance company will dispatch the adjuster to examine the accident scene, your injuries, and property damage, if applicable, and determine who is at fault.
Once the adjuster has decided fault and liability, they will suggest a settlement amount to your insurance company if they feel you qualify. The adjuster’s opinion is commonly a deciding factor for your insurance provider.
For personal injury claims and lawsuits, it is essential to keep in mind that there is a time limit for filing paperwork. Failing to file your paperwork on time will mean automatically denying your claim or lawsuit.
If you or a family member have any questions about personal injury claims or need help filing a claim, contact the Minnesota personal injury lawyers at Florin|Roebig.
Common Types of Accidents That Lead to Personal Injury Claims in Maplewood
Minnesota is home to many people and receives many visitors yearly, which can contribute to conditions that result in accidents. These accidents can take many forms and result in many degrees of injuries.
Although there are many different reasons that accidents can occur in Minnesota, the following are the top causes of Maplewood, Minnesota accidents:
- Traffic accidents – These types of accidents can include drunk driving, driving while distracted, driving and using a cell phone, driving on dangerous roadways, hazardous weather conditions, etc.
- Road conditions – Potholes, detours, poor lighting, and other unsafe driving conditions can lead to auto accidents.
- Medical malpractice – A medical malpractice accident occurs when someone is injured due to a doctor’s or medical practitioner’s negligence.
- Premises liability – Occurs when the owner of a building or property fails to keep the premises safe for employees, visitors, residents, etc.
- Dog bites – When a dog owner fails to control the dog, the dog attacks another individual or animal.
- Manufacturing error – Any car manufacturing defect that causes a car to become unsafe on the road. For example, if a car’s brakes fail to work properly.
What Injuries Qualify for a Personal Injury Claim?
If you or a loved one have been hurt in any kind of accident, it is critical to understand that any injury you obtained due to an accident can be claimed in a personal injury insurance claim or lawsuit.
The following are some of the most common injuries listed in Minnesota personal injury claims:
- Traumatic brain injuries
- Internal bleeding
- Fractured and broken bones
- Concussions
- Bruises and lacerations
- Chest, back, and neck injuries
- Damage to the brain
- Damage to organs
- Death
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What Damages Can Be Claimed in Maplewood Personal Injury Cases?
Injuries caused by an accident often lead to medical costs related to diagnosing and mending the injuries. Accident victims need to understand that no matter how serious their injuries are, they can pursue a settlement to cover their expenses. This is called a personal injury claim, which is generally filed to receive financial and non-financial damages.
Florin|Roebig lawyer Chad K. Florin says, “Medical expenses can add up quickly after an accident, which can lead to a great deal of financial stress during an already difficult time. All Florin|Roebig attorneys strive to assist injury victims in recovering the compensation they are owed to cover medical bills, lost earnings, and other damages so they can focus on recovery.”
The most common damages claimed in personal injury cases in Maplewood, Minnesota, include the following:
- Medical expenses – Any statements or medical fees associated with injuries caused by the accident can be claimed.
- Loss of Consortium or pain and suffering – Pain and suffering consist of the physical, mental, and emotional pain and anguish endured because of the accident. Loss of consortium is considered the denial of a relationship with a family member or spouse and their monetary support.
- Lost earnings – You can claim lost earnings if the accident causes you to miss time at work and, as a result, you lose paychecks.
- Lost earning capacity – This can be claimed if you were so seriously injured, such as becoming paralyzed, that you are now incapable of holding a steady job.
- Wrongful death – This is typically claimed if a spouse, parent, or child is killed during an accident.
If you or a family member have questions about damages, how to claim damages, or the laws surrounding Maplewood, Minnesota, call the attorneys of Florin|Roebig today for a free case evaluation.
Best Personal Injury Lawyers in Maplewood
The lawyers of Florin|Roebig have won over $1 billion for our clients and have been representing them with compassion for four decades. Choosing which lawyer you want to represent you and your claim is an important and impactful decision; you have a lot at stake.
Advantages that you can gain by employing a Florin|Roebig personal injury attorney include:
Personal Injury Case Experience
The personal injury attorneys of Florin|Roebig have managed accident victims in and out of court for four decades. These decades of experience have allowed our attorneys to see all the tactics insurance businesses will likely use to stop you from getting your full compensation.
A Strong Personal Injury Claim
With a long, successful history of winning over $1 billion for our clients, the Florin|Roebig team of attorneys understands what is required to form a strong, winning personal injury claim. From the evidence you collect to how you complete your paperwork, our lawyers understand how to make a concrete personal injury claim.
Negotiating A Fair Settlement
Generally, a personal injury claim is filed, examined, processed, and approved promptly with few to no hiccups. However, there are times when your insurance company is unwilling to pay the compensation you are owed for your damages. A Florin |Roebig lawyer understands how to negotiate with your insurance provider to ensure you are reimbursed.
Practical Advice for After a Personal Injury
It can be challenging to know what needs to be done in the chaotic and overwhelming aftermath of any sort of accident in Maplewood, Minnesota. When you are having to deal with an accident, the following are practical steps to take:
- Seek medical attention: If you have been severely injured, you will likely be sent to the hospital by ambulance. For minor injuries, a quick examination on the scene will likely be followed by instructions to follow up with your primary doctor.
- Gather evidence as soon as possible: Collect video recordings and pictures of the scene of the accident, the dangers that were involved, any injuries that occurred, and other relevant information.
- Contact your insurance provider: When you make the call, it is beneficial to have what you need on hand, including your insurance policy information, medical information, medical statements, and the other party’s contact information. Having these documents on hand will help the process go more smoothly.
- Protect your legal rights: To ensure that your personal injury claim is not damaged, you must not take responsibility for the accident you were injured in. A Florin|Roebig lawyer is very useful because they know your fundamental legal rights and how to protect them.
Frequently Asked Questions
What is the statute of limitations for filing a personal injury claim in Maplewood?
The statute of limitations in Minnesota is six years from when the injury and accident occurred. Please file by this deadline to avoid an automatic denial.
How long does it take to settle a personal injury case?
A personal injury case is typically settled within a few weeks to six months, barring any significant aspects that may prolong the process, such as severe injury or death.
What if I am partially at fault for the accident?
Minnesota’s comparative negligence law says that if a person is found to be less than 50% at fault for an accident, they can pursue payment for their injuries and medical expenses.
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Contact Florin|Roebig Attorneys
If another person’s negligence caused you to be hurt in an accident, you need a talented and experienced attorney for your personal injury claim. If you are ready to schedule a free case evaluation with the lawyers of the Florin|Roebig law firm, there are a few ways to contact our offices:
- Call our phone number 24/7
- Chat with us online
Get The Help You Need For Your Maplewood Personal Injury
The Florin|Roebig legal firm has been unfailingly voted the top law firm because our lawyers care about your personal injury claim. Our team of attorneys will do everything in our power to help with your claim. Our lawyers begin with a free consultation, where we will discuss your legal choices and provide you with our legal advice.
When you are ready to start filing a personal injury claim with your insurance provider, or if you need to take your case to court, contact the law offices of Florin|Roebig today.
Florin|Roebig office address:
7760 France Avenue South
Suite 130
Minneapolis, Minnesota 55435
