The personal injury claim filing process can be straightforward in some cases. After filing the claim it is processed, investigated, and approved or denied. However, insurance companies sometimes offer low compensation or outright deny rightful claims.
If your personal injury claim isn’t handled appropriately, you may want to turn to legal experts for representation and guidance. At Florin|Roebig, our personal injury lawyers have an impressive track record of over $1 billion in case verdicts. We have the determination and know-how to win your case.
How Do St. Cloud Personal Injury Claims Work?
If you’re considering filing a Minnesota personal injury claim, you must be familiar with the basics. Several concepts and factors can affect the outcome of a case. You can read more about some common ones below.
Liability
You’ll often hear the term liability when discussing a personal injury claim. The liable party in a case is the party that is considered legally responsible for the accident. As such, they are responsible for paying damages.
At-Fault Party
A similar concept to liability is the at-fault party. There may be one at-fault party or several, depending on the details of the case. If there are several at-fault parties in a personal injury claim, fault will be distributed between the parties, usually at different percentages.
Negligence
Negligence plays a very important role in personal injury cases. It can help determine who is held liable for an accident. Negligence has to be proven but refers to a person’s failure to take necessary caution to avoid causing harm to someone else. Examples of negligence can include driving drunk, not providing safe working conditions, or failing to put up cautionary signage.
Statute of Limitations
Depending on the details of your accident, several laws may come into play when filing and processing your claim. One law that applies to every personal injury claim, however, is the statute of limitations.
In Minnesota, most personal injury cases have a statute of limitations of two years. This is not the case for every accident. This two-year time period is the maximum amount of time following your accident you have to file a claim or lawsuit.
If you don’t file your claim within this period, you cannot seek compensation for your injury and related expenses. For more legal advice about the statute of limitations and your accident, set up a free consultation with one of the lawyers at Florin|Roebig today.
Injury Type
The settlement amount for your case can be dependent on any of the above factors but is especially influenced by your injury and details about it. This can include the type of injury, the extent of injury, how it affects you, and the costs it has created.
Step-by-Step Guide to Filing a St. Cloud Personal Injury Claim
It is likely that as an average Minnesotan, you are not familiar with what steps to take to file a personal injury claim. There’s no need to worry, however. Below, you’ll find a detailed list of steps to take following your accident to get the claim filing process well underway.
Here are some steps to take following an accident in St. Cloud:
- Collect and document evidence. If you’re able to, try to collect and document any evidence at the scene of your accident. This can include police reports, pictures, videos, witness reports, or even audio recordings. Evidence can help prove negligence and help you win your case.
- Talk to a lawyer. Discuss your case with a legal expert during a free initial consultation. You can schedule a free case review by calling Florin|Roebig today. This call can help you decide whether to pursue a claim, whether to take your claim to court or simply what to do next. If our legal advice meets your needs, you may even want to hire Florin|Roebig as your legal representation for the remainder of your claim-filing journey.
- Read your insurance policy. Review the details of your insurance policy to better understand your coverage. It can be hard to decipher the convoluted language of an insurance document, so don’t be afraid to ask your legal team at Florin|Roebig for help.
- File a claim. With your gathered evidence, insurance policy, and other relevant documentation by your side, call the insurance company to start filing your personal injury claim.
- Be prepared for negotiation and litigation. While it’s not always the case, many personal injury claims may require negotiation and litigation. Negotiating can help increase your settlement amount while litigation may be necessary if your claim is wrongfully denied or the insurance company won’t cooperate. Trials and legal proceedings can sound scary but know that your Florin|Roebig attorney will help prepare you for every step. Our triple-board certified lawyers are ready to make sure your claim is treated with respect and dignity.
Common Types of Accidents That Lead to Personal Injury Claims in St. Cloud
Unfortunately, injuries can be caused by a myriad of accident types. This can lead to the need for a personal injury claim. Let’s take a look at some of the most common types of accidents cited in Minnesota personal injury cases.
Common types of accidents in St. Cloud, Minnesota that lead to personal injury cases include:
- Product liability: Manufacturers may be held responsible for compensation in a personal injury case due to product liability. When a consumer uses a product that is mislabeled or misleading and incurs injury, the manufacturer is often deemed negligent.
- Dog bites: Serious injuries and infections caused by dog bites can have lifelong effects in some cases. That being said, they are often cited in personal injury claims. Many times, the owner of the dog can be found negligent and held liable for paying damages.
- Medical malpractice: Misdiagnosis or improper treatment plans can be a result of negligence in the healthcare realm and be considered medical malpractice. If you cite medical malpractice in your claim, the medical professional who provided you service may be held liable for your compensation.
- Slip and falls: If you’re injured due to a slip or fall that could’ve been prevented by proper signage or safer conditions, you may be able to file a personal injury claim. Failure to put out a wet floor sign or pave the sidewalk evenly can be considered negligent.
- Work accidents: If an employer fails to provide safe working conditions, some workers can be exposed to dangerous environments and substances. If this is the result of negligence, you may be eligible for workers’ compensation and be able to file a personal injury claim.
- Car accidents: Vehicle collisions caused by aggressive driving, driving under the influence, speeding, or texting and driving often result in injury that warrants a personal injury claim. Auto accidents can involve multiple types of vehicles and are often due to negligence by one or more drivers.
As a disclaimer, keep in mind that this is not a comprehensive list of accidents that warrant a personal injury claim. If you have questions about the details of your accident and whether or not you qualify for a claim, consider calling the law offices of Florin|Roebig for additional legal advice.
What Injuries Qualify for a Personal Injury Claim?
Many injuries are eligible for a personal injury claim, whether they are mild or severe. Review some of the common injury claim types listed below for a better understanding of what injuries warrant compensation.
St. Cloud personal injury claims may be filed for injuries including:
- Internal bleeding
- Anxiety
- Spinal cord injuries
- Bruises and lacerations
- Broken bones
- Concussions
- Fractures
- Depression
- Permanent disabilities
- Limb loss
- PTSD
- Traumatic brain injuries
- Organ damage
- Chest, back, and neck injuries
- Chronic pain
- Death
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What Damages Can Be Claimed in St. Cloud Personal Injury Cases?
Injuries caused by accidents can lead to insurmountable medical expenses. Between medical bills, medications, doctor’s visits, and more, the price tag can quickly go up. It’s important to know that you have the option to file a personal injury claim and seek damages for the costs associated with your accident.
There are several types of damages claimed in personal injury cases, depending on the details of your accident. It’s a good idea to review the common types below to get a better understanding of what you may want to cite in your claim.
Common types of damages claimed in personal injury cases may include:
- Medical expenses: Bills and other expenses caused by the accident can be claimed in your case too. From the cost of your treatment to the cost of therapy sessions to the cost of hiring a live-in nurse, the expenses can be cited for compensation.
- Lost wages: Unfortunately, many injuries can prevent victims from doing their jobs temporarily or permanently in extreme cases. You may choose to seek compensation for the wages you’ve lost as a result.
- Pain and suffering: The pain and discomfort caused by an injury from an accident can be cited in a claim. Depending on the severity of your injury, pain and suffering damages can be quite high.
- Wrongful death: Accidents that lead to a person’s death may warrant wrongful death damages. The family of the victim may be able to seek compensation for their loved one’s early passing due to negligence.
- Emotional distress: The emotion and trauma of an injury-causing accident can lead many accident victims to experience emotional distress and mental health issues. This can be debilitating and create additional costs.
- Loss of enjoyment of life: Many injuries can prevent victims from living their lives the way they once did. This includes doing the activities they love. Those who experience this effect may choose to seek loss of enjoyment of life damages.
Other types of damages may relate to your case; these are just a few of the most commonly claimed kinds. If you’re unsure about which damages to include in your claim, call the lawyers at Florin|Roebig today for additional guidance.
Best Personal Injury Lawyers in St. Cloud
St. Cloud certainly does not have a shortage of personal injury lawyers. It can be overwhelming to choose an attorney with so many options at your fingertips. To make it simple, consider the following: what practice areas does the law firm specialize in, what do their client reviews reveal, and what is their track record like?
Not all law firms have experience with personal injury law the way Florin|Roebig does. Our attorneys have four decades of experience fighting for personal injury victims just like you. We have the expertise to win your case and get you the money you deserve.
On the other hand, our client testimonials support our fantastic legal advice and customer service. Take a look at one of many positive reviews on our website today.
Last but certainly not least, our proven track record is unlike any other. We have won over $1 billion in case verdicts for our clients and hope to continue to grow that number. Our lawyers also work on a contingency fee, so they don’t get paid until your case is won.
Practical Advice for After a Personal Injury
After your accident, legal advice may not be the first thing on your mind. We think it’s important for you to have some practical advice too, which is why we’ve offered our best tips below.
- Seek prompt medical attention. To prevent further injury, seek medical treatment and evaluation as soon as you can after your accident. This can help provide evidence for your claim and reduce the effects of your injury.
- Document everything. Take pictures and videos, and save documents of any relevant information to your accident and injury. This documentation can make it easier to get higher compensation or prove negligence.
- Communicate with your lawyer. Update your Florin|Roebig attorney regularly with information about your condition and the effects of your injury. If anything changes, they may change the way they approach your case.
- Protect your legal rights. The best thing you can do for yourself following an injury-causing accident is to hire a Florin|Roebig lawyer. We’ll help protect your legal rights and get you the money you so rightly deserve.
Attorney Shaun Cummings says, “What’s unique about the lawyers at Florin|Roebig is that we not only offer sound legal advice, but we also offer practical advice to our clients that they can use for years to come.”
Frequently Asked Questions (FAQs)
Should I negotiate a personal injury settlement?
Yes, if you disagree with your settlement amount, you should negotiate for higher compensation. Having a Florin|Roebig attorney on your side for negotiation can be especially beneficial as our lawyers have plenty of experience negotiating personal injury settlements.
Do insurance companies want to settle quickly?
Yes, many insurance companies try to settle personal injury claims quickly to offer low compensation and prevent victims from taking the time to negotiate and weigh their options. At Florin|Roebig, we know all the tricks insurance companies try to pull and will make sure they don’t pull them on you.
What personal injuries pay the most?
Personal injuries that are permanent or completely alter your quality of life can often have higher settlements. Injuries like traumatic brain injuries, spinal cord injuries, and wrongful death often fall into this category.
What is the statute of limitations for personal injury in Minnesota?
The statute of limitations for most Minnesota personal injury cases is two years. This is not always the case though so you may want to check with your lawyer.
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Contact Florin|Roebig Attorneys
Start discussing your case with one of the Florin|Roebig lawyers today to start getting help from our seasoned legal professionals.
You can easily set up a free case review to talk about your legal options and whether or not you should take your case to court.
Use one of the following contact methods to set up a free consultation with Florin|Roebig today:
- Call the phone number for your area 24/7.
- Use our chat feature day or night.
- Fill out our online form anytime, and we’ll get back to you promptly.
Get The Help You Need For Your St. Cloud Personal Injury
You don’t have to go through the complex process of filing your personal injury claim on your own. Florin|Roebig continues to serve its clients with top-notch legal representation year after year.
The expenses of an accident injury can be overwhelming, but the chances are you qualify for a personal injury claim. In St. Cloud, MN, the best way to ensure a positive claim filing process is to hire the expert legal guidance of Florin|Roebig.
Ready to take the first step? Call the helpline at Florin|Roebig right away to set up a free case review.
Florin|Roebig office address:
7760 France Avenue South
Suite 130
Minneapolis, Minnesota 55435
