Property Loss / Damage Claims

Property Loss/ Damage Claims

We understand your concerns in a time of need.

Enduring a natural disaster or an emergency that damages your home or business can no doubt be a crushing and emotional event. When such a catastrophe occurs, restoring order quickly becomes a focus, and your first steps may include filing a property insurance claim with your provider. Unfortunately, insurance adjusters typically review claims with the priority to maximize profits by minimizing payouts. To accomplish that, insurance companies have interpreted policy coverages in ways that justify undervaluing claims or denying the responsibility to compensate policyholders for their unexpected losses.

Property Loss/ Damage Claims

Understanding coverage and filing a claim.

For many owners of damaged homes and businesses, filing a property insurance claim is done with the hope to restore a livelihood. Despite the financial effect it has on claimants, insurance companies have been known to use Bad Faith tactics to avoid the contractual duty of restoring structures in need of costly repair. These practices can include improperly and/or hastily investigating claims, delaying payments, and denying or underrating the value of claims.

Insurance policies are contracts between an insured and an insurance company. An insurance policy provides protection against damages that may occur. After the insured party starts making payments as per the policy guidelines, both parties are bound by law to honor the contract. The insurance company, once committed, should provide the insured with help, assistance, and support at the time of need. For instance, if the insured has had an accident, the insurance company must provide all the services and coverage outlined in the contract signed by both parties. If the insurance company or the insured does not fulfill all the terms and conditions of the contract, a breach of contract takes place.

When you file an insurance claim with an insurance company, by law, that company owes you a duty to act in good faith. Simply put, this means that the insurance company must not look for ways to escape its obligation to investigate the claim or to pay you. Bad Faith claims and lawsuits may stem from one or more actions or inactions by the insurance company, such as denial of coverage or failure to negotiate a settlement.

Florin|Roebig is prepared to represent residential and commercial property owners in insurance claim disputes related to damages from unanticipated events. Our attorneys are experienced in Breach of Contract and Bad Faith for the below types of claims:

  • Hail Damage
  • Wind Storm Damage
  • Hurricanes and Tropical Storm Damage
  • Water Damage
  • Sinkhole Damage
  • Mold Damage
  • Flood Damage
  • Fire and Smoke Damage
  • Burst Pipe Damage

Property Loss/ Damage Claims

Experienced attorneys for your property loss and damage claims.

We work closely with structural engineering professionals and qualified experts that specialize in evaluating damage to residential and commercial structures. Florin|Roebig has the resources and experience gained from years of successfully recovering compensation for victims’ losses.

For every year since the inception of this honor in 2010, Florin Roebig has been selected as one of the “Best Law Firms in America” by “US News and World Report” and “Best Lawyers in America.” The Editorial Board of The National Law Journal named Florin Roebig as one of only 50 plaintiff’s civil trial firms nationwide to its 2015 “Elite Trial Lawyers” list.

If your provider has wrongfully denied or undervalued your residential or commercial property insurance claim, you may contact Florin|Roebig by calling (800) 226-6581 or submitting a case review form.

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Property Loss/ Damage Claim