Tropical storm Nicholas made landfall in Texas on September 13th. While still classified as a tropical storm, Nicholas is slowly strengthening and quickly reaching hurricane-level winds and intensity. However, even at tropical storm levels, Nicholas may still cause significant damage to homes and other property of residents living in Corpus Christi and surrounding areas.
Texas Cities Impacted By Tropical Storm Nicholas
Tropical Storm Nicholas will impact the coast of Texas and the Houston area is expected to see the worst of Tuesday morning through Wednesday. Other cities that may be impacted by this storm include:
Even if Nicholas makes landfall over a small portion of the east coast of Texas, the heavy winds, storm surge, flooding, and rainfall can all lead to detrimental property damage for residents.
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Property Damage Frequently Caused By Hurricanes And Windstorms
While hurricanes and tropical storms are in itself dangerous, the natural disasters that often accompany them are also a liability and can leave damage and destruction in their paths. Wind damage is one of the most common types of destruction that property owners see as well as damage caused by flooding and water. Property damage you may experience as a result of hurricanes, tropical storms, or its weather-related effects include:
- Roof damage: Heavy winds can wreak havoc on the roof of a home and cause problems that include roof lifting and moisture damage. Some roofs may even need to be fully replaced following a hurricane.
- Structural damage: Damage to the structure of a home is also commonly seen in the wake of a hurricane, especially when winds are strong and debris is openly flying in the air. These winds can bring down debris onto your home and damage sections of your house such as your roof, ceilings, walls, and exterior structures such as sheds.
- Broken windows: Broken windows are frequently seen in hurricanes due to blowing debris and high winds.
- Siding damage: The siding of your home may become damaged in a hurricane or tropical storm as a result of high winds that blow debris.
- Moisture damage: Hurricanes often bring with them ample rainfall, which often results in flooding or even storm surges in some areas. Homes can be left with moisture damage that can become severe if left untreated quickly after the storm is over.
- Other property damage: Hurricanes and the weather hazards they often bring with them don’t only damage homes; they can also damage other property such as cars, pools, garages, golf carts, mail boxes, and other personal property.
While property damage can certainly be severe, if you have homeowners or renters insurance, you are likely eligible to file a property damage claim to obtain compensation for the damage you incurred during the storm. However, most insurance companies work hard to minimize their payouts in order to protect their bottom line, which means you could be shorted the amount you’re fairly owed. Choosing to work with an experienced property damage attorney is the best way to ensure your claim is filed successfully and you receive the maximum settlement possible.
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Filing An Insurance Claim In Texas For Tropical Storm Nicholas Damage
If you’ve experienced property damage as a direct result of Tropical Storm Nicholas, you should work with an experienced lawyer when filing a claim with your homeowners or renters insurance provider if you haven’t done so already. Many insurance companies will go to great lengths to delay, deny, or reduce the total amount given to premium holders, but a qualified and experienced attorney can help prevent this as much as possible.
Additionally, many insurance providers rely on loopholes and stipulations in their hurricane policies to further undermine hurricane-related property damage claims. For example, your insurance carrier may require you to provide documentation that proves you hold hurricane insurance before they will consider your claim.
While working with a property damage attorney is not required by law in Texas to file a property claim, it’s still highly advisable that you do so to ensure your rights are upheld and you receive the compensation you need and deserve to get back on your feet after Tropical Storm Nicholas.
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Contact Us If Your Property Has Been Damaged By Tropical Storm Nicholas
If your property has been damaged as a direct result of Tropical Storm Nicholas and you don’t believe that your insurance provider is being fair in how its compensating you, turn to the top-rated attorneys at Florin|Roebig for help. We will work tirelessly to help you get the settlement you need, and our firm can even help you obtain temporary funds to support your life while waiting for the claims process to finish. Give us a call today at (800) 226-6581 for a confidential and free case evaluation.