Underinsured Drivers Are A Serious Problem

Too many drivers in the State of Florida operate their vehicles with only the bare minimum insurance coverage or no coverage at all.

In Florida, the minimum coverage required to lawfully operate an automobile is only $10,000 of Property Damage Liability and $10,000 of Personal Injury Protection. Therefore, if you are injured in a collision that is the fault of another and that person’s vehicle only has this minimal coverage or no coverage at all, you may not have any of your losses reimbursed! 

Uninsured Motorist coverage protects us and our passengers when there is insufficient or no insurance coverage available from the negligent driver. Call your insurance company today and make sure that you have Uninsured Motorist coverage on all of your vehicles. Also, if you have multiple insured vehicles in your household, ask your insurance company to “stack” your Uninsured Motorist coverage on each vehicle in the event of a serious accident. Stacking multiplies your uninsured motorist coverage limits by the number of vehicles in your household. 

For instance, if you have two vehicles with Uninsured coverage of $50,000 each, then stacking both cars would produce a $100,000 benefit for a single accident. If you have three cars on the policy, coverage would increase to $150,000, and so forth. Call your insurance company today to make sure that you have chosen the option to “stack” the Uninsured Motorist coverage on all of your vehicles.

Too often we see serious losses that negligent drivers can’t pay to victims. Protect yourself with Uninsured Motorist coverage. 

 

If you or a loved one has been a victim of a car accident, please do not hesitate to call our office for a free legal consultation at (727) 786-5000 or fill out our case evaluation form on the Contact page of our website.