The devastating 2021 winter storm season in Dallas, Texas, has created new problems for many homeowners. Frozen pipes can burst and leave homeowners with a lot of unanticipated repair costs. This is especially frustrating if you have homeowners insurance that denies or underpays your water damage claim.
Most homeowners insurance in Texas covers storm damage, but appraisers work to determine the validity and value of a claim without your best interests in mind. If you think you’ve been the victim of a bad faith claim denial or an underpaid claim call Florin|Roebig pipe damage lawyers for a free case evaluation, after you read this article.
Dallas Winter Storm Statistics
Texas is not known for its aggressive winters. According to weather-us, “The average high temperatures in the state are in the 58°F (14.4°C) to 75°F (23.9°C), while the average low temperatures lie between 26°F (-3.3°C) to 56°F (13.3°C).”
While Dallas winters are normally considered mild, historically the months from December through February brings spontaneous snow, rain, ice and even blizzards. In 2021, Texas saw one of its worst winter storms on record, leaving many in devastating situations without electricity and power, and in fear of death.
Even when the storm passed, homeowners were dealing with the consequences including burst pipes that require costly repairs.
Damage Caused By Frozen And Busted Pipes In Dallas
When plumbing freezes due to the lack of power to heat your home, it can cause severe damage. Keep in mind that sometimes this damage may not be visible, for example a burst pipe that occurs under your house. Types of water damage from busted plumbing in Dallas includes:
- damage to walls, floors, and ceilings
- damage to structural material such as support beams
- damage to the foundation
- damage to electrical wiring
- damage to insulation
- mold damage
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Dallas Frozen Pipe Insurance Damage Claims
If you’ve had a pipe burst due to freezing in recent severe weather in Dallas and you have homeowners insurance, you may be entitled to have your storm damage paid for by making a homeowners insurance claim. When you make a homeowners insurance claim, the claim file will be given to an appraiser who will make their own evaluation of the damage, assess it against your policy and provide a claim value. Here’s what you need to do to get started on your claim:
- Reach out to your insurance company first. Let them know about your frozen pipe burst. Tell them you would like to make a claim.
- Document the damage thoroughly. The more thorough and detailed your photos and descriptions. The better your odds are at approval.
- Get familiar with your policy. The declarations page will tell you what you’re entitled to.
- Dallas homeowners! File your claim. An insurance representative will take your claim.
The insurance company has people on their side to ensure their interests. If you want to make sure your claim is paid to the fullest and in a timely fashion, you can do that with the help of the law firm of Florin|Roebig.
Do I Need A Dallas Lawyer To Get My Frozen Pipe Damage Covered?
Most homeowners policies cover winter storm damage in Texas. There’s always been a reasonable expectation that Dallas homeowners might experience damage, like burst pipes, from winter storms informing insurers of the needs of their clients.
However, climate change is to blame for shifts in weather that have caused winter storms to become increasingly more dangerous and damaging for the people of Dallas. Homeowners who braved the winter storm cannot return to their normal lives when they experience a burst pipe due to freezing.
For this reason, it’s critical that frozen pipe claims be paid out quickly, and in full, so Dallas homeowners can resume their normal lives.
When Should I Take Legal Action Against Insurance For My Claim?
There are two claim outcomes that might make you want to take legal action against an insurer. That’s a bad faith claim denial, or a claim approval that is underpaid.
- Legal action on underpaid claims. If your insurance company doesn’t pay you enough to cover the cost of frozen pipe bursts in Dallas, legal action may be required in order to negotiate your settlement.
- Bad faith denials. If you believe your claim was denied in bad faith an attorney can help you file a suit against your insurance company. When both parties agree to a settlement, it can lead to payment of your frozen pipes claim.
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Florin|Roebig: Getting Burst Pipes Paid In Dallas, Texas
Do you have a frozen pipe claim in Dallas?
Florin|Roebig is an award winning law firm with operators ready to help your claim get paid. We have experience trying storm damage all over the United States, but work in many areas of Texas, specifically including Dallas. We understand Texas insurance law and how to represent your claim in court for the best outcome.
Florin Roebig’s decades-long practice has seen millions of dollars awarded back to consumers who have to sue for bad faith claims.
If you sustained frozen pipe burst during the aggressive 2021 winter storm in Dallas, Texas. Call today, and someone at Florin|Roebig will be waiting to assist you to discuss the details of your claim.