When your insurance company denies or underpays your PIP claim after a car accident, you may be entitled to compensation even in a no-fault state like Florida. A law firm with a professional personal injury lawyer can help you by offering a free consultation to assess the insurance claims of accident victims.
A PIP attorney can negotiate with your insurance company on your behalf to ensure you receive personal injury protection when you have PIP coverage. Whether you are in Orlando, West Palm Beach or another part of the state, PIP attorneys may be an essential part of recovering things like lost wages and medical expenses when your insurance company has denied your PIP claim after an auto accident.
We know Florida law, and here’s what you need to know about personal injury protection.
What Is Personal Injury Protection (PIP)?
Personal injury protection, also widely known as PIP insurance or just PIP, is a type of insurance benefit that helps accident victims recovery money for expenses related to personal injury, like lost wages, medical bills and more. A personal injury attorney is a licensed professional who understands Florida law when it comes to personal injury protection and your rights.
What is a PIP lawyer?
Also called a pip attorney or personal injury protection lawyer, they are they are lawyer you hire to help you receive PIP benefits. PIP lawyers will review your personal injury claim and negotiate with your insurance company or attempt to settle your claim in court. If you have medical costs stemming from medical treatment and other medical expenses, like chiropractors, are seeking death benefits after an auto accident, or have other eligible damages, your insurance policy may cover you. If you suspect you are being misinformed or the auto insurance company is acting in bad faith, after your Orlando motor vehicle accident, you have options. A free case evaluation can help your determine next steps when it comes to seeking personal injury protection benefits.
What is a PIP law firm?
A PIP law firm specializes in auto insurance practice areas like PIP. They may work with other types of accident victims, like those from fall accidents. However, PIP is no-fault insurance for car accident victims, designed to ensure their bills are paid in the event of an accident.
PIP law firms, like Florin|Roebig, are known for hiring highly experienced, highly skilled and expertly trained PIP lawyers to ensure your West Palm Beach claim gets paid. If you are seeking benefits from wrongful death, brain injury or an accident victim and you have PIP insurance, Florida law may be on your side. When you need a legal team to take on your insurance company for PIP benefits that help pay your medical providers after an auto accident in a no-fault state like Florida, you need a PIP law firm.
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What Does Personal Injury Protection Cover?
PIP insurance coverage helps accident victims recover costs associated with care from a medical professional, like a chiropractor, and other medical treatment sought in the event of a car accident. It may also cover things like lost wages. You can have PIP coverage on yourself or on other people in your car. Florida law requires all drivers and passengers of a car are covered when PIP insurance is purchased.
Do I Need Personal Injury Protection?
Of the twelve states that offer no-fault insurance for accident victims, it’s only an optional addition in Kentucky, New Jersey and Pennsylvania. That means Hawaii, Kansas, Massachusetts, Michigan, Minnesota, New York, North Dakota, Utah and Florida require drivers to have PIP insurance at the expense of drivers.
Why Hire A PIP Law Firm For A Personal Injury Protection Case?
In Florida, insurance carriers may decline or underpay an insurance claim for medical care. However, you still have to pay expenses associated with being treated by a medical professional. If your claim gets denied or underpaid, a PIP attorney can help you recover losses that occurred as a result of an auto accident. In some cases, PIP may only approve smaller claims, and, in those cases, a partnership with a law firm that will help you seek a fair verdict on your claim may be your only option.
How Do You File A PIP Claim?
Below are the steps for filing a PIP claim:
Make Contact With A Medical Provider Within 14 Days
The medical provider you choose must be PIP approved. A medical provider by PIP definitions is someone who holds a medical doctor degree, including a doctor of osteopathy, doctor of chiropractic or a dentist. Also included are services rendered at a hospital or other medical facility. The initial appointment to examine you for accident injuries must take place within 14 days of the accident for a claim to be made.
An appointment will need to occur during this time where a doctor will determine if you were injured in a car accident. These injuries may be called emergency medical conditions (EMC) and can be supported by a claim of up to $2,500. EMCs are severe and potentially life-threatening and require immediate attention. These accidents are defined by serious bodily injury, dysfunction or condition that otherwise jeopardizes the accident victim’s health.
The Claim Is Prepared And Filed
If an EMC or injury has occurred a claim for up to $2,500 can be filed according to Florida law. These claims are relatively small claims designed to pay part of the cost of medical and other expenses associated with a motor vehicle accident.
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Contact The PIP Attorneys Of Florin|Roebig For Help With Your PIP Claim
If you have a denied or underpaid personal injury protection insurance claim, a law firm will give you a free case evaluation and determine if you might be eligible for compensation. Florida drivers are required to have no-fault insurance.
If you are in Fort Lauderdale, Orlando, West Palm Beach or another part of Florida, the law may be on your side. For real-time assistance with your underpaid or denied PIP claim, or other personal injury cases, call Florin Roebig today. We always make sure there’s real person to help you with no-fault insurance cases. Get a confidential free consultation, today!