According to Census data, the metro area population of Tampa Bay in 2019 was 3,194,831. The region is known for its beautiful Gulf Coast beaches, tourist attractions, and popular sports teams. It is also known for almost daily summer thunderstorms and is referred to as the “lightning capital of the world.” Luckily, residents surrounding the area have been spared the worst hurricanes this season.
Every time a hurricane is predicted, residents in severe weather prone areas hope for the best, but plan for the worst. Tampa inhabitants are well versed in the importance of disaster preparedness, but sometimes, despite their best efforts, hurricane damage still occurs.
As a law firm that is based in Palm Harbor, we know how devastating the effects of a major hurricane can be for the Tampa Bay area. We are hoping and praying that Hurricane Eta does not impact the homes, businesses, and lives of the people who live in our community. However, if it does, the FlorinIRoebig family is here for you when you need us.
Effects Of Hurricane Eta
Eta made landfall in Nicaragua as a Category 4 Hurricane on November 3, 2020. The mighty storm ravaged portions of Central America, with winds of up to 140 miles per hour and 35 inches of rainfall in some areas. The hurricane caused widespread damage and led to the deaths of at least 100 people.
Forecasters hoped that the worst was over when Eta’s intensity weakened, but then the storm restrengthened as it headed towards Florida. Parts of the state were already experiencing the impacts of the storm on Sunday and a tropical storm watch was issued for Tampa.
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Types Of Damage Caused By Hurricane Eta In Tampa
When severe weather strikes a coastal area, it brings a number of serious hazards. Flooding and high winds are the primary hazards associated with hurricane inflicted property damage. If you live in Tampa, your property may have sustained the following types of damage caused by Eta’s destruction:
- Roof damage to the shingles, tiles or gutters
- Water damage to the home’s interior or exterior
- Broken and cracked windows
- Fallen trees and uprooted landscaping
The aftermath of a hurricane can be extremely stressful, especially when your most valuable asset is left with significant structural damage. Not all damage is detectable with the naked eye, so it is always advisable to get a property damage inspection after a severe storm. Consult with one of our attorneys today to set up a free damage inspection with a reputable expert who has the ability to diagnose even the most minor damage.
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What Types Of Damage Is Covered By Homeowners Insurance?
After a natural disaster strikes, you may be left wondering what type of damage is covered by your insurance. The good news is that the majority of standard homeowners’ insurance policies protect you from damage caused by hurricane winds and rain. The bad news is that flood damage is usually excluded under most home insurance policies.
Flood insurance is a separate policy that can help you recover damages related to this hazardous peril. Don’t make the mistake of waiting until a hurricane is headed your way to look into purchasing flood insurance, especially if you live in a flood prone area like Tampa.
At times, it can be difficult for a policyholder to determine what type of damage was sustained to their home. It is important that you refrain from assuming any property damage is not covered by your insurance without seeking a professional opinion first. The best way to find out what type of compensation you are entitled to is to read your home insurance policy and then contact an experienced Tampa hurricane damage lawyer.
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Contact A Tampa Hurricane Damage Insurance Claim Lawyer Today
Insurance companies make millions of dollars a year by minimizing the value of property damage claims. Oftentimes, adjusters will try to utilize hardball tactics to unfairly delay, devalue, or deny your claim. Fortunately, you don’t have to succumb to these aggressive tactics or face the insurance company alone. Most of our clients call us after they realize that the insurance adjuster is not on their side.
If you suffered Hurricane Eta related property damage to your home or business in Tampa, do not hesitate to contact Florin|Roebig today. Our lawyers specialize in hurricane property damage disputes and will work tirelessly on your behalf until you get full and fair compensation.