According to Census data, the metro area population of Tampa Bay area in 2022 was roughly 3.3 million. The region is known for its beautiful Gulf Coast beaches, tourist attractions, and popular sports teams. It is also known for almost daily summer thunderstorms and is referred to as the “lightning capital of the world.” Unfortunately, Tampa residents have now been hit hard after Hurricane Milton struck Siesta Key, emptying the bay, ripping the roof off of Tropicana Field, and throwing a construction crane from the roof of a tall building into the streets below.
Every time a hurricane is predicted, residents in severe weather-prone areas in the state of Florida hope for the best, but plan for the worst. Tampa inhabitants are well-versed in the importance of disaster preparedness, but sometimes, despite their best efforts, hurricane damage still occurs.
As a law firm that is based in the Tampa Bay area, we know how devastating the effects of Hurricane Milton were for Tampa Bay area homeowners.
If Hurricane Milton has impacted your home or business and led to water or wind damage, let us help you pursue compensation for your hurricane damage claim. The law offices of Florin|Roebig have years of experience in going head-to-head with insurance companies that act in bad faith.
Effects Of Hurricane Milton On The Tampa Bay Area
Hurricane Milton hit Tampa with fierce winds and heavy rains, and flooding continues as officials rescue those trapped by high water. On October 9, 2024, Milton landed north of Tampa in Siesta Key, one of Florida’s Gulf Coast barrier islands. Days after the storm, Tampa roadways were still flooded, and it’s expected to continue as rivers overflow. Residents are being warned against assuming the area is safe now that the storm has passed. Dangers still exist from flood chances to downed power lines.
Over three million across the state of Florida lost power due to Hurricane Milton. Storm damage resulted in numerous downed trees and power lines and deaths, though search and rescue missions are still underway and raising the death toll. Tampa International Airport and other airports remained closed for a few days, but most have reopened. Local college campuses are planning to resume in-person classes in the next week.
The most damaged areas in Tampa from Hurricane Milton:
Storm damage from Hurricane Milton has veered away from expected paths. The storm surge wasn’t there, but the flooding has been significant. A number of neighborhoods outside of the flood zones have experienced high water. Newer houses that have been built up have fared better, but older houses in these same areas have suffered.
Tampa Bay areas that experienced high flood levels include:
- Kenwood
- Lutz
- New Tampa
- Shore Acres
- Forest Hills
- Riviera Bay
- North Kenwood
- Progress Village
- Gulfport
Many areas are higher-ground sections that shouldn’t have flooded, and residents have questions as to why. Those that live outside of zones required to carry flood insurance lack that coverage and are questioning the steps not taken in advance of the storms.
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Types Of Damage Caused By Hurricane Milton In Tampa
When severe weather from the hurricane season strikes a coastal area, it brings a number of serious hazards, which is why Florida hurricane insurance claims are so common. Flooding and high winds are the primary hazards associated with hurricane inflicted property damage.
If you live in Tampa, your property may have sustained the following types of damage caused by Milton’s destruction:
- Roof damage to the shingles, tiles or gutters
- Water damage to the home’s interior or exterior
- Broken and cracked windows
- Fallen trees and uprooted landscaping
The aftermath of a hurricane can be extremely stressful, especially when your most valuable asset is left with significant structural damage.
Not all damage is detectable with the naked eye, so it is always advisable to get a property damage inspection after a severe storm. Consult with one of our attorneys today to set up a free damage inspection with a reputable expert who has the ability to diagnose even the most minor damage.
What Types Of Hurricane Milton Damage Are Covered By Homeowners Insurance?
After a natural disaster strikes, you may be left wondering what type of damage is covered by your property insurance.
The good news is that the majority of homeowners’ insurance policies with Florida hurricane insurance coverage protect you from damage caused by hurricane winds and rain. The bad news is that flood damage is usually excluded under a homeowner’s insurance policy.
Flood insurance is a separate policy that can help property owners recover damages related to this hazardous peril. Don’t make the mistake of waiting until a hurricane is headed your way to look into purchasing flood insurance, especially if you live in a flood-prone area like Tampa.
At times, it can be difficult for a policyholder to determine what type of damage was sustained to their home. It is important that you refrain from assuming any property damage is not covered by your Tampa insurance without seeking a professional opinion first.
How Can You Get Compensation For Tampa Property Damage After Hurricane Milton?
The best way to find out what type of compensation you are entitled to is to read your home insurance policy and contact an experienced Tampa hurricane damage lawyer, who can guide you through the claims process.
With Hurricane Milton happening so soon after Hurricane Helene, some homeowners were unable to document the extent of damage from the first hurricane. Be aware that your insurance company may try to use that against you and deny any claims. Also know that you have a right to compensation when you file a valid claim.
Having high-quality, skilled legal representation can make all the difference for your claim. At Florin|Roebig, we have been taking on the insurance companies to fight for compensation for our clients since 1985.
With experience as both personal injury lawyers and insurance lawyers, we know how to stand our ground when it comes to fighting for the best outcomes or verdicts for our clients. Learn more now through a free consultation.
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Contact A Tampa Hurricane Damage Insurance Claim Lawyer Today
Insurance companies will always try to minimize the value of property damage claims to protect their own interests. Oftentimes, adjusters will try to utilize hardball tactics, undervaluing your payout.
Fortunately, you don’t have to succumb to these aggressive tactics or face the insurance company alone. Most of our clients call our insurance claims attorneys after they realize that the insurance provider is not on their side.
If you suffered Hurricane Helene or Hurricane Milton-related property damage to your home or business in Tampa, do not hesitate to contact Florin|Roebig today for your free case evaluation. Our lawyers specialize in hurricane property damage disputes and will work tirelessly on your behalf until you get full and fair compensation.
