When a hurricane develops in the Atlantic Basin there’s always a chance it will hit Florida, but it’s not always easy to tell where it will hit. Crestview citizens, who usually feel relatively secure in North Florida during this season, become accustomed to bad weather and may not adequately prepare for adjustments in the spaghetti chart that sends Hurricane Sally straight to them. If you’ve sustained hurricane damage to your Crestview home, and your claim is delayed or denied, Florin Roebig can work for you.
Why Have Hurricane Insurance Coverage In Crestview?
While it’s not required that homeowners have insurance in Florida, if you purchase your home with a loan the lender will likely require it. Crestview is a diverse suburban area that is made up mostly of families. That means many Crestview residents are responsible for the condition of their single family homes. Windstorm damage is a type of hurricane coverage that insurers offer in Florida. With a wide range of economic conditions to consider in Florida, consumers should have insurance that protects them from hurricane-related damage.
Florida offers a state association for insurance that covers almost anyone, Citizens Property Insurance Corp. Citizens make windstorm damage coverage accessible to all Florida homeowners.
It may sound like Florida insurance has you covered, however, windstorm coverage along may not cover all of your hurricane property damage.
Windstorm or hurricane damage coverage will not cover flooding from the round up, but will likely cover water damage associated with heavy winds and rain. If water damage occurs during a hurricane for another reason, for instance, shoddy seals on windows and doors, your insurance may not cover it.
With only about 350 feet elevation above sea level at best, most Crestview homes are located in a marked flood zone. That said, only some homes are in high-risk areas that require separate flood insurance. Are you protected from Hurricane Sally damage in Crestview?
Hurricane Sally Damage In Crestview
Hurricane Sally made landfall in Crestview as a Category 2 hurricane with winds between 96 and 110 mph. While the winds have weakened since reaching land residents of Crestview might have damage like:
- Siding and roofing that’s been damaged or removed
- Trees and projectiles flying into houses and causing damage
- Storm surge flooding from nearby waters as high 10-15 feet
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What To Do If Your Insurance Company Denies Your Claim
When managing a claim with your insurance company here’s what you need to do to if it gets delayed or denied:
- Revisit your documentation: Revisit the documentation submitted and collect it to bring to your free evaluation with Florin|Roebig.
- Contact the Law Firm of Florin|Roebig: We have hurricane damage attorneys ready to talk to you.
- Stay in touch with your insurance company: Unless otherwise stated, you should expect to stay in touch with your insurance company throughout the process.
When you make your initial claim it’s important to document everything. Use bright or natural lighting to take photos. Make sure you shoot a number of angles, take notes on what items are damaged or missing. Be thorough in your assessment of the property. This will help you make a claim that is less likely to be denied but also could support your legal case.
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Hurricane Damage Insurance Claims Lawyer Crestview, FL
If you’ve experienced damage from Hurricane Sally and now your claim is stalled or denied, call Florin|Roebig today. We have a live person waiting to speak to you. Our attorneys are knowledgeable about Florida hurricane law and can help you protect your Crestview assets. Crestview, If you’ve experienced damage from Hurricane Sally, call the hurricane damage lawyers at Florin|Roebig to assist with your claim. Call today for a free case evaluation.