St. Petersburg is a beautiful place to call home for over 260,000 residents. It’s popularity stems not just from its exquisite views and beaches, but also it’s thriving, diverse city, welcoming environment for millennials and offers a range of activities from shuffleboard to the Saturday morning market. It’s no wonder why so many people flock to St. Petersburg, but during hurricane season living in the serendipitous city can be as dangerous as it is beloved.
Hurricane Eta sent rains and wind down on St. Petersburg on Wednesday and Thursday. Release gallons upon gallons of water causing tropical storm warnings and storm surge conditions. With a banner year for named storms, there’s been 28, Florida has had its fair share of late season activity. St. Petersburg residents who suffered damage during Hurricane Eta, or any other hurricane during the 2020 Atlantic Basin hurricane season, may need the help of attorneys who understand Florida’s laws. Here’s what you need to know about hurricane damage to your St. Petersburg home.
2020’s hurricane season has been brutal for Americans on the Atlantic coast. In a typical year, hurricane season yields 12 named storms but this season had 28. Is climate change to blame for the aggressive seasonal changes in weather conditions? Some think so. Whatever the case, for Floridians, that means being prepared for tropical storms and hurricanes like Eta.
Hurricane Eta has posed a small but unpredictable threat to Floridians on the Gulf Coast of Florida. In it’s short life, it has made landfall twice in Florida, taking a circular path through the state and impacting areas as far inland as Daytona Beach. St. Petersburg sits on the gulf coast, and while Eta made landfall north of St. Petersburg, it’s outer bands dumped water onto the city causing damage, like flooding and windstorm damage.
St. Petersburg Hurricane Information
If you’re a homeowner in St.Petersburg, you may remember these historic hurricane moments in St. Pete’s history:
- In 1921, an unnamed hurricane ravaged Tampa Bay, raising the storm surge to 11 feet releasing water into populated areas like Tarpon Springs and Bayshore. This hurricane hit on October 21, making it another late- in-season hurricane to lay siege on the area.
- More recently, Hurricane Charley in 2014 and Hurricane Irma in 2017 made waves for St. Petersburg, quite literally, causing things like flash flood warnings and hurricane force winds.
- There’s a flood insurance requirement in areas zoned as the most high risk of flooding. FEMA flood zone maps show St. Petersburg in a high-propensity flood area with almost all coastal areas zoned as flood zones.
Having flood insurance protects the insured from water damage due to flooding. It’s a common misconception that if you have homeowners insurance, you are protected against hurricane flooding. Unfortunately, that’s not so in most cases. Homeowners insurance includes windstorm damage insurance but not flood insurance which must be purchased separately by the insured.
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What to Do If You’ve Found Damage
Hurricane damage can be stressful for St. Pete homeowners, but if you have insurance on your home you can file a claim. Here’s how you should proceed:
- Carefully document everything: Document all damage thoroughly, no matter how small. Documentation includes taking photos with proper lighting and from many angles to capture damage as accurately as possible. You will also need to submit a claim form with an itemized list of damaged property and other details to our insurance company.
- Contact your insurance company: When you’ve put all the information together send it to your insurance company. They will be able to make a determination on your claim and assist with payout.
- Call a Hurricane insurance lawyer: If you feel your claim was underpaid for the damage you sustained, or you didn’t get paid at all, an attorney with knowledge of Florida law can help you.
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St. Petersburg Hurricane Attorneys Working for You
Florin|Roebig are attorneys who are dedicated to providing expert hurricane attorney legal services in St. Petersburg, Florida. St. Pete homeowners who experience damage due to Hurricane Eta’s slow progression over Tampa Bay have rights, and we are here to protect them. Call today if you’re struggling to get paid for your Hurricane Eta insurance claim.