There’s little to complain about Clearwater most of the year. In fact, the name speaks for itself. The coastal city with a tropical beach-town vibe is home to some of the Sunshine State’s most beautiful white sand beaches with crystal clear water in jewel-tone hues of turquoise and deep blue. However, if you want to experience the tropical nature of Clearwater you must be prepared to embrace the Atlantic Basin Hurricane season.
Between Hurricane Helene and Hurricane Milton, Clearwater has experienced extensive damage that will take years to recover from. One of the factors that will extend the timeline of recovery efforts is delays caused by insurance company claim denials. You pay into insurance policies to have coverage when crises occur, but it’s often a struggle to get money back from these policies. If you have a valid storm damage claim and a difficult provider, Florin|Roebig is available to take over dealing with these problems.
Hurricane Milton
Floridians are used to dealing with tropical weather and tropical storms. While small hurricanes may begin to feel like a breeze, you still need to prepare for them. The Gulf Coast storm system that developed into a Category 5 Hurricane Milton dropped to Category 3 before making landfall at 8:30 p.m. on Wednesday, October 9, 2024, near Siesta Key, Florida. It swept across the majority of the state and was downgraded to Tropical Storm Milton by the time it entered the Atlantic Ocean.
Clearwater homeowners might spot damage like broken or removed roof shingles, broken windows from projectiles, water damage due to structural damage to the home, and water damage from flooding. Clearwater is a coastal city, so it’s more susceptible to flooding and storm surges. Whether your water damage is covered depends on the type of water damage you sustain and the type of insurance you have. Reviewing the policy now is important. If you have windstorm coverage and flooding policies, you’ll want to review those as well.
Clearwater Storms: Hurricane Milton And Hurricane Helene
Most of Florida is cleaning up after two horrific storms in two weeks: Hurricane Helene, which occurred on September 26, 2024, and Hurricane Milton, which occurred on October 9, 2024.
How Did Hurricane Milton Affect Clearwater?
Authorities and residents will take weeks to determine the full damage of Hurricane Milton and may struggle to distinguish between that and the damage caused by Hurricane Helene. Tornadoes spun off the storm before landfall, causing heavy damage before floodwaters rose several feet and winds whipped up debris from buildings and plant life. Much of the city is still closed as building inspections need to be done.
How Did Hurricane Helene Affect Clearwater?
Clearwater had plenty of damage from Hurricane Helene with downed trees and power lines plus storm debris. However, many businesses were able to reopen quickly while recovery efforts were ongoing. Unfortunately, the additional damage caused by Hurricane Milton will lengthen recovery time.
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What To Do If You’ve Found Damage
If you’re a Clearwater homeowner with Hurricane Milton or Hurricane Helene damage affecting your home, you’ll want to take these steps:
- Document all damage: You should thoroughly assess your property to review and document all damage to your home and personal items. Take photos when there is plenty of light and capture multiple angles. You’ll have to go online and fill out a claim form that asks for specific information along with your list of damages and photos.
- Contact insurance company: A finished claim packet can be submitted to your insurance company for review. Contact your insurance company to speak to a representative who can help you with your claim.
- Call your lawyer: When a hurricane damages your property, you may need lawyers working for you to make sure your claim is paid in full.
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Florin|Roebig Clearwater Hurricane Attorneys Working For You
No one knows Florida hurricane law like the attorneys at the law firm of Florin|Roebig. If you’re looking for a hurricane damage claim attorney, speak to someone at Florin|Roebig to have your case reviewed for free. To book a free consultation, call us today!
